The TVS Scooty Pep is one of the most popular two-wheelers on Indian roads. A sleek design and highly efficient engine come together to make this scooter a truly popular purchase. Plus, the TVS Scooty Pep is quite economical and won’t burn a hole in your pocket to buy or maintain.
If you are about to ride your very own TVS Scooty Pep home, you now need to think about getting adequate TVS Scooty Pep two-wheeler insurance for your vehicle. This will protect you financially against any kind of mishap. As per The Motor Vehicles Act, 1988, you cannot ride or drive on Indian roads without having a valid bike insurance policy. This is where IFFCO-Tokio can step in to help.
You may opt for a basic third-party TVS Scooty Pep insurance policy or get a comprehensive TVS Scooty Pep insurance policy along with various different add-ons. IFFCO-Tokio offers TVS Scooty Pep insurance plans for every budget.
Though you may obey road rules and ride safely, things can still go wrong. This is why it is very important for you to secure yourself with proper bike insurance coverage. A TVS Scooty Pep insurance policy from IFFCO-Tokio will ensure that you are financially covered no matter what happens while out on the road.
A third-party TVS Scooty Pep insurance policy will cover you for any third-party financial and legal liabilities in case of an accident.
A comprehensive TVS Scooty Pep insurance policy will get you coverage for third-party damages and own damages in an accident. The comprehensive TVS Scooty Pep bike insurance policy also covers you against man-made calamities and natural disasters. So, you can raise a claim if your scooter is damaged due to flooding, landslides, earthquakes, tempest, typhoons, riots, theft, and so on. That is truly the kind of coverage that gives you peace of mind.
You can simply head over to any of the IFFCO-Tokio office branches and our staff will be more than happy to help you. Or, you may opt to buy your TVS Scooty Pep bike insurance policy online by heading over to our website and following these 3 quick steps:
Simply log on to our website, provide us with your personal information (name, contact details, bike registration information, etc.) to view the available TVS Scooty Pep bike insurance policy options.
Next, pick a TVS Scooty Pep insurance policy that suits your needs for coverage. If you are buying a comprehensive TVS Scooty Pep bike insurance policy, do check out relevant add-ons.
When you find a suitable TVS Scooty Pep insurance policy, head on to checkout and complete the payment on our secure website. Your TVS Scooty Pep bike insurance policy will be sent to your inbox where it stays safe until you need it.
While you may consider buying your TVS Scooty Pep bike insurance coverage from one of our offices, we do recommend you get your policy online to enjoy the following benefits.
Complete the entire purchase in a few minutes
Buy the TVS Scooty Pep bike insurance policy at a time and place convenient to you
Receive a soft copy of your TVS Scooty Pep bike insurance policy that you can access at any time from your inbox without a long paper trail
This would depend on whether you go for a third-party TVS Scooty Pep bike insurance policy or a comprehensive TVS Scooty Pep two-wheeler insurance policy.
Coverage under a third-party bike insurance policy
Coverage under a comprehensive bike insurance policy
A comprehensive TVS Scooty Pep insurance policy is considered to be the ideal choice for any policyholder. This is because this type of policy covers the third party and also the policyholder. Here’s what the comprehensive TVS Scooty Pep two-wheeler insurance policy covers:
Here are some recommended add-ons that can widen the coverage of your TVS bike insurance policy.
Zero-depreciation cover pays the entire claim amount without deducting depreciation value at the time of settling the claim.
This add-on keeps your no claim bonus safe even if you made a claim in the previous year.
If your vehicle is deemed a total loss, the add-on cover helps you get the original invoice price of the vehicle, including road tax and registration charges.
These are some of the standard exclusions of a bike insurance policy in India.
Types of bike insurance we provide:
Third-party TVS Scooty Pep two-wheeler insurance policy only covers any damage to a third party, including death, bodily harm, injury, and damage to a property in case of an accident or collision involving your bike.
Comprehensive TVS Scooty Pep two-wheeler insurance policy covers both third-party liabilities as well as own damage to your bike. It also covers both natural and man-made calamities. These comprehensive TVS Scooty Pep two-wheeler insurance plans also allow you to include add-ons for a wider coverage!
You can also include the zero-depreciation cover to your comprehensive TVS Scooty Pep two-wheeler insurance policy. This will ensure that in case of an accident, you get complete reimbursement for part replacements without any deduction for depreciation. Great, isn’t it?
You should be aware of the following bike insurance terms before you buy the TVS Scooty Pep two-wheeler insurance policy.
Premium is the cost of your TVS Scooty Pep insurance policy. It is the amount you have to pay to enjoy bike insurance coverage. It is usually payable annually, except for the case of long-term TVS Scooty Pep two-wheeler insurance plans, where it is usually paid once every 3 years.
The financial protection provided by your TVS Scooty Pep two-wheeler insurance policy is known as coverage. The coverage of a TVS Scooty Pep insurance policy will vary based on the insurance provider and the type of TVS Scooty Pep two-wheeler insurance plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your TVS Scooty Pep two-wheeler insurance policy.
IDV stands for Insured Declared Value. It is the listing price of your bike minus depreciation. In case of a total loss or theft of your bike, IDV is the maximum compensation your insurance provider will offer.
NCB is a discount you get when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your TVS Scooty Pep insurance plan.
It’s simple! Just use our bike insurance premium calculator. This online tool allows you to check the premium of your TVS Scooty Pep two-wheeler insurance policy using some very basic information. To calculate the premium, you must provide the following details:
Our bike and scooter insurance plans are like an extension of your protective gear. They keep you safe, wherever the road might take you! From the headlight to the tail-lamp, we’ve got you covered!
We use innovation and technology to provide you with quicker and more convenient insurance solutions. For example, your policy can be issued instantly through our distribution channels. You can also use our QCS (Quick Claim Settlement) App to accelerate your claim process and get up to Rs. 20,000 transferred to your bank account within a few minutes - all with just a few clicks on your smartphone.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakh claims (in FY19) with a settlement ratio of 95.80% (in FY21). This is just one of the reasons why 1,00,000+ individuals entrust us for their bike insurance needs.
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
We offer a QCS facility under which bike insurance claims get settled seamlessly within minutes.
For 20 years, we have been servicing our customers with a wide range of insurance policies.
We’ve settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 95.80% (FY21).
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles. We have also won the BFSI Digital Innovation Award by Express Computers, Indian Express Group, as well as the Digital Insurer of the Year 2019 by Insurance Asia News Awards for Excellence.
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
Through our QCS app:
If you wish to make a claim for compensation, you can do so using our QCS (Quick Claim Settlement) app. All you have to do is upload related documents, photos, and videos of the damages you want to make a claim for. We will review the documents and other details uploaded by you and approve your claim (we have a claim settlement ratio of 95.80%). After this, the estimated amount for repairs will be sent to your bank account within minutes. Please note, for claims made through an application, the maximum claim amount will be Rs. 20,000.
Online/telephonic claims:
You can register a claim for compensation online or by reaching us on 1800-103-5499.
To make a claim online, you will have to log in with your registered Email ID and Password. When you log in, go to ‘make a claim’ option and follow the steps mentioned. If you register a claim over a call, our customer care executives will guide you with further procedure.
Two-Wheeler Insurance
The quality of service has improved overtime.
Rated by: Sandhya Pillai
Two-Wheeler Insurance
I filed for my bike insurance claim online and this was the fastest renewal I ever experienced.
Rated by: Abhinav Rathore
Two-Wheeler Insurance
Nothing matches the quality of service offered by IFFCO Tokio.
Rated by: Abhay Nair
Two-Wheeler Insurance
It’s been 3 years I have got the two wheeler insurance policy from IFFCO Tokio and it is extremely good.
Rated by: Kantilal Gala
Two-Wheeler Insurance
Reliable coverage, hassle-free claims process
Rated by: Suman Bijlani