Kinetic Scooter is a two-wheeler manufacturer based in India. It was established in 1972 and started producing mopeds for Indian consumers, which was a huge hit. In 1984, Kinetic entered into an agreement with Honda to jointly manufacture and sell their scooters in the Indian market. The scooters produced by them were always in high-demand among the public. It is because of this reason why Kinetic has always been such a famous name in the Indian two-wheeler industry.
Kinetic has a wide range of two wheelers from its iconic and popular models, to the modern ones, from which you select any one. However, when looking to buy a new two-wheeler, be sure you also buy a Kinetic Scooter two-wheeler insurance to go along with it. As per the Motor Vehicles Act of 1988, you need to have at least a basic third-party bike insurance before you can ride on Indian roads. With IFFCO-Tokio, you can get the best insurance as per your budget.
There is the basic third-party Kinetic Scooter two-wheeler insurance policy that you can go for, or you can go for the comprehensive Kinetic Scooter two-wheeler insurance policy with its extra financial cover and additional features. And IFFCO-Tokio makes sure you get the Kinetic Scooter two-wheeler insurance with the maximum benefits.
The number of vehicles on the Indian roads has increased to a huge number, which has led to the congestion of the roads on a daily basis. This has led to the rise in the number of accidents that happen every year. It is always better to be financially protected from such situations in case you are involved in one. This can be done by getting yourself Kinetic Scooter two-wheeler insurance policy from IFFCO-Tokio.
You can opt for the basic third-party Kinetic Scooter two-wheeler insurance policy, which provides financial coverage for the legal and financial liabilities for the damages faced by the third-party in an accident.
Or you can go for the comprehensive Kinetic Scooter two-wheeler insurance policy, which provides financial coverage to both you and the third-party in case of any loss/damage that you might face due to any natural/manmade disaster.
To buy your Kinetic Scooter insurance, you can visit the local IFFCO-Tokio office and get assistance in buying your insurance policy. Or alternatively, you can get your Kinetic Scooter insurance online from the IFFCO-Tokio website, which is easy, can be done from anywhere, and you get your Kinetic Scooter two-wheeler insurance policy wherever you want it.
The two ways in which you can get your Kinetic Scooter two-wheeler insurance are:
You can visit any IFFCO-Tokio branch and buy your Kinetic Scooter insurance in person with the help of the IFFCO-Tokio executive.
You can get your Kinetic Scooter insurance online by following these steps-
Complete your login, provide your name, contact information, and bike details such as model and registration number. You will then be able to view all the Kinetic insurance plans in detail.
If you go for the comprehensive Kinetic Scooter bike insurance plan, you will be able to add extra features to the insurance policy that can benefit you greatly.
After you have submitted all the details and select all the features you want in your Kinetic insurance, just finish the payment procedure for the policy and you will receive your Kinetic scooter insurance plan via mail.
Getting your Kinetic Scooter bike insurance plan online is better because:
The main advantage of buying your bike insurance policy is that the process is quick, easy and happens in the matter of just a few clicks.
Buying Kinetic Scooter insurance online can be done any time of the day without any hassles of time restrictions.
The better thing about buying your bike insurance policy online is that you don’t have to worry about having many physical copies of documents with you as only digital copies are required.
This would depend on whether you go for a third-party Kinetic Scooter insurance policy or a comprehensive insurance policy.
Coverage under a third-party bike insurance policy
Coverage under a comprehensive bike insurance policy
A comprehensive Kinetic Scooter insurance policy is considered to be the ideal choice for any policyholder. This is because this type of policy covers the third-party and also the policyholder. Here’s what the policy covers:
Widen the coverage of your Kinetic scooter insurance policy with our range of add-ons.
Zero-depreciation cover pays the entire claim amount without deducting depreciation value at the time of settling the claim.
This add-on keeps your no claim bonus safe even if you made a claim in the previous year.
If your vehicle is deemed a total loss, the add-on cover helps you get the original invoice price of the vehicle, including road tax and registration charges.
These are some of the standard exclusions of a bike insurance policy in India:
Types of bike insurance we provide:
Third-party insurance only covers any damage to a third party, including death, bodily harm, injury, and damage to a property in case of an accident or collision involving your bike.
Comprehensive bike insurance covers both third-party liabilities as well as own-damage to your bike. It also covers both natural and man-made calamities. These plans also allow you to include add-ons for a wider coverage!
You can also include the zero-depreciation cover to your comprehensive Kinetic Scooter two-wheeler insurance policy. This will ensure that in case of an accident, you get complete reimbursement for part replacements without any deduction for depreciation. Great, isn’t it?
You should be aware of the following bike insurance terms before you buy the Kinetic Scooter two-wheeler insurance policy.
Premium is the cost of your insurance plan which you pay to enjoy bike insurance coverage. It is usually payable annually, except for long-term plans, where it is usually paid once every 3 years.
The financial protection provided by your insurance policy is known as coverage. The coverage of a bike insurance policy will vary based on the insurance provider and the type of plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Kinetic Scooter insurance policy.
IDV stands for Insured Declared Value. It is the listing price of your bike minus depreciation. In case of a total loss or theft of your bike, IDV is the maximum compensation your insurance provider will offer.
NCB is a discount you get when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% every year.
It’s simple! Just use our bike insurance premium calculator. This online tool allows you to check the premium of your Kinetic Scooter two-wheeler insurance policy using some very basic information. To calculate the premium, you must provide the following details:
Our bike and scooter insurance plans are like an extension of your protective gear. They keep you safe, wherever the road might take you! From the headlight to the tail-lamp, we’ve got you covered!
We use innovation and technology to provide you quicker and more convenient insurance solutions. For example, your policy can be issued instantly through our distribution channels. You can also use our QCS (Quick Claim Settlement) App to accelerate your claim process and get up to Rs. 20,000 transferred to your bank account within a few minutes - all with just a few clicks on your smartphone.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakh claims (in FY19) with a settlement ratio of 95.80% (in FY21). This is just one of the reasons why 1,00,000+ individuals entrust us for their bike insurance needs.
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
We offer a QCS facility under which bike insurance claims get settled seamlessly within minutes.
For 20 years, we have been servicing our customers with a wide range of insurance policies.
We’ve settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 95.80%.
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles, and the BFSI Digital Innovation Award by Express Computers, Indian Express Group.
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
Through our QCS app:
If you wish to make a claim for compensation, you can do so using our QCS (Quick Claim Settlement) app. All you have to do is upload related documents, photos, and videos of the damages you want to make a claim for. We will review the documents and other details uploaded by you and approve your claim (we have a claim settlement ratio of 95.80%). After this, the estimated amount for repairs will be sent to your bank account within minutes. Please note, for claims made through an application, the maximum claim amount will be Rs. 20,000.
Online/telephonic claims:
You can register a claim for compensation online or by reaching us on 1800-103-5499. To make a claim online, you will have to log in with your registered Email ID and Password. When you log in, go to ‘make a claim’ option and follow the steps mentioned. If you register a claim over a call, our customer care executives will guide you with further procedure.
Two-Wheeler Insurance
The quality of service has improved overtime.
Rated by: Sandhya Pillai
Two-Wheeler Insurance
I filed for my bike insurance claim online and this was the fastest renewal I ever experienced.
Rated by: Abhinav Rathore
Two-Wheeler Insurance
Nothing matches the quality of service offered by IFFCO Tokio.
Rated by: Abhay Nair
Two-Wheeler Insurance
It’s been 3 years I have got the two wheeler insurance policy from IFFCO Tokio and it is extremely good.
Rated by: Kantilal Gala
Two-Wheeler Insurance
Reliable coverage, hassle-free claims process
Rated by: Suman Bijlani