Personal Accident Insurance Policy
Buy/Renew Personal Accident Insurance Policy Online
Buy/Renew Personal Accident Insurance Policy Online
Health insurance, life insurance – these are all vital components of your insurance portfolio. However, if you want complete protection from unforeseen events, then you should consider getting a personal accident insurance policy as well. These plans fill an important gap in your coverage needs. They ensure you are covered for the big tumbles in life, as well as the minor hiccups too. Let’s look at some reasons why you should get yourself a personal accident insurance policy.
Get affordable & comprehensive coverage against life’s uncertain moments with Personal accident insurance from IFFCO Tokio. Our plans cover ambulance charges, hospital expenses, the loss of an income, and even your child’s education cost. All-in-all, with a personal accident insurance from IFFCO Tokio, you can be sure of a safer future for yourself and your family.
Let’s explore what’s great about a Personal Accident Insurance by IFFCO Tokio –
You will get a fixed benefit in case of any accident.
No medical test required to buy IFFCO Tokio Personal Accident Insurance.
Personal Accident insurance offers wide scope of coverages.
Our Personal Accident Policy Provide Worldwide Coverage.
You can register a claim in simple steps.
You can customize the sum insured as per your requirements.
For more than 22 Years we have been servicing our customers with a wide range of policies.
You can renew your policy lifelong with us if renewed timely.
Our personal accident insurance policy offers a wide range of coverages, which are-
Personal accident insurance policy will not provide coverage for the following-
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As much as we try and avoid them, accidents can still happen. We cannot predict when or where they might happen, but we can definitely be prepared for such. How? Simple – just get an accidental insurance policy.
This policy helps prevent emergency out-of-pocket expenses and ensure that you & your loved ones have a safer future. Here are some major benefits of a personal accident insurance policy.
Affordable Protection
Worldwide Cover
Wider Coverage
No Medical Tests Required
No Waiting Period
Let's check these important points in a bit more detail.
One of the biggest benefits of personal accidental insurance is its affordability. You can get a policy with a sum insured of up to Rs. 15 lakhs at a very affordable price in comparison to health insurance. Personal accident insurance offers more coverage per rupee.
We can’t mention this enough – accidents can happen anywhere! Keeping this in mind, personal accidental insurance plans offer world-wide coverage. This ensures that you are covered while travelling even in another country.
Personal Accidental insurance covers numerous unfortunate events. From minor injuries such as fractures & dislocations to major incidents such as total permanent disability & death - accidental insurance covers it all, thus providing sound financial coverage!
Personal accident insurance does not require you to get any medical tests done. You can buy a plan online in a few simple steps.
Unlike health insurance, there is no waiting period applicable on personal accident insurance policy. Your coverage starts from the day you have purchased the policy.
Buying personal accident insurance policy online is not just smooth and hassle free, it offers multiple benefits. Few of these benefits are undermentioned -
An individual personal accident policy offers you financial protection and provides lump sum compensation in case you suffer from a fatal accident or an accident that leaves you permanently disabled. This compensation acts as a safety net and saves you and your family from a financial crunch as it also covers costs for hospitalization because of an accident.
Accidents cannot really be predicted and can happen to anyone. From motor accidents and rail accidents to natural calamities, the list is truly endless. It might seem that such a policy might not be needed for a homemaker. However, it is always best to remain financially prepared and opt for an individual personal accident insurance that can help you meet the expenses if in any case a crisis were to arise in your life.
While a life insurance offers death benefits to your nominees and beneficiaries in the case of your death, health insurance provides compensation or reimbursement for your hospitalization and other medical expenses. An individual personal accident policy, on the other hand, will insure you against financial risks that may arise due to the permanent total disability or death of the policy holder in an accident. The policy strengthens your financial portfolio and helps secure the future of your dependent family members.
Yes. You have the option to avail this benefit.
Yes. You need to mention the names of your nominees or beneficiaries in the policy document and in case of your death, the sum insured will be paid to them by the insurance company.
Disclaimer - On the basis of your profile, premium may change. Premium displayed for 20-25 years old individuals. Per day premium is for indication only, Premium is payable on Annual basis.
** No medical checkup required till insured age is 60 Years.
