By easily letting you know the premium of several home insurance plans, the property insurance premium calculator helps you compare them more efficiently, which, in turn, leads to a better home insurance policy.

By using a home insurance premium calculator, you can plan your future finances in a much better way. You can structure your monthly or yearly budget keeping in mind the insurance premium you will possibly incur when you buy a home insurance policy. 

With the help of a house insurance premium calculator, you can adjust and modify your coverage until you achieve a premium that is suitable for you. This allows you to curate and customize your policy to a certain extent without engaging in much effort.

Some people may have the misconception that using a home insurance calculator could be difficult. However, it is quite easy. One simply has to log on to the website of the property insurance premium calculator, enter the required information, and click on ‘calculate premium’.

Using a home insurance calculator can save immense amounts of time. By allowing you to know the EMIs of several home insurance plans in the market at a few clicks, the property insurance premium calculator, removes the procedure of contacting different insurers and agents for that purpose.

Natural calamities such as storms, cyclones, fires, explosions, earthquakes, floods, and so on can cause immense damage to the structure of your house when they occur, requiring heavy repair. Our home insurance policy provides compensation during such scenarios, easing your tension.

Houses and their contents are prime targets for thieves and people looking to cause damage during strikes, riots, manmade fires, etc. IFFCO-Tokio’s home insurance plans cover the policyholder against these unfortunate events.

Our home insurance policy covers damages not just to the structure of your home but also to its contents. The coverage is available for electronic equipment, domestic appliances, fine arts and decor, furniture, jewelry, personal computer, etc. 

Do you have a furry friend at home? Then, you would be glad to know that our home insurance plans cover pets against unexpected events as well. This includes health issues that may afflict your pet or untimely, unfortunate death. 

If you or other people included in the policy suffer an accidental injury, the all-in-one home insurance policy provides coverage related to your premise. 

There are many sites offering the house insurance premium calculator. It is advisable to use only those sites that are reliable and well-established. You can visit the site directly or run a search for the same.

Now, you have to enter the current value of the house you are planning to insure in the property insurance premium calculator,. The current value should include several aspects of the property such as garages, swimming pool, foundation, etc. You can skip this part if you are buying home insurance plans for a rented property. 

Now, you must enter the total value of all the contents you wish to insure under the home insurance plan in the house insurance premium calculator. Remember to include only those items that are covered by the insurer. 

You are required to provide personal information such as your name, mobile number, and email ID at this step of using the home insurance premium calculator.

The next step is to simply click on ‘calculate premium’ and let the home insurance calculator do the work. Depending on the kind of results you want, you can modify the coverage until you arrived at the desired result. 

The premium figured by the house insurance premium calculator would differ in slight terms from the final premium quoted to you by the insurer. This is because the actual premium relies on several other factors besides the value of the insured property. 

Depending on the website you are using for the home insurance calculator, you may be asked to provide other information as well. It also depends upon the kind of coverage the insurer is offering.

When you are using a property insurance premium calculator, it is important to realize that the results provided by the calculator may not be applicable for all insurers. As mentioned earlier, different insurers have varying ways of calculating the premium. So, remember to reach out to the insurer to get the finalized premium amount.