Policy Wordings

Product Name

Private Car Act & Comprehensive Policies

Private Car Policy Wording

Motor Cycle / Scooter B Policy

Commercial Vehicle - Package policy

Commercial Vehicle - Standalone TP Policy

Extended Warranty Insurance (Vehicle) Policy

On Road Protector Coverage - OD - PCP

Value Auto Coverage

E-Bike Package Policy

5 Year Standalone Third Party Long Term Two Wheeler Insurance Policy

Bundled cover with one year term for own damage and five years motor third party insurance policy for two wheelers

3 Year Private Car Act Policy

Bundled Cover with One Year Term for Own Damage and Three Years Motor Third Party Insurance Policy for Private Cars

Value Auto Coverage Bundled Cover With One Year Term For Own Damage And Five Years Motor Third Party Insurance Policy For Two Wheelers

Value Auto Coverage Bundled Cover with One Year Term for Own Damage and Three Years Motor Third Party Insurance Policy for Private Cars

On-Road Protector for Bundled Cover for Private Cars

Compulsory Personal Accident (OWNER-CUM-DRIVER) Under Motor Insurance Policies

Standalone Motor Own Damage Policy For Two Wheeler

Standalone Motor Own Damage Policy For Private Car

Value Auto Coverage Standalone Motor Own Damage for Two Wheeler

Value Auto Coverage Standalone Motor Own Damage for PCP

On Road Protector Coverage For Standalone Motor Own Damage Private Car

Motor Add-Ons for Stand-Alone Motor OD for Private Car

Motor Add-Ons for Bundled Cover with One Year Term for Own Damage and Three Years Motor Third Party Insurance Policy for Private Cars

Motor Add-Ons for Standalone Motor Own Damage Policy For Two Wheeler

Motor Add-Ons for Bundled cover with one year term for own damage and five years motor third party insurance policy for two wheelers

Motor Add-Ons for Motor Cycle / Scooter B Policy

Motor Add-Ons for Commercial Vehicle - Package policy

Motor Add-Ons for Private Car Act & Comprehensive

Pay as You Use for Bundled cover for Private Car

Pay as You Use for bundled cover for Two wheelers

Pay as You Use for Stand-Alone Motor OD Two wheeler

Pay as You Use for Stand-Alone Motor OD Private Car

Pay as You Use for Private Car Act & Comprehensive

Pay as You Use for Motor Cycle / Scooter B Policy

Helmet Cover for bundled cover for Two wheelers

Helmet Cover for Motor Cycle / Scooter B Policy

Helmet Cover for Stand –Alone Motor OD Two wheeler

Equated Monthly Installment (EMI) Protection for Bundled cover for Private Car Wording

Equated Monthly Installment (EMI) Protection for bundled cover for Two wheelers Wording

Equated Monthly Installment (EMI) Protection for Private Car Act & Comprehensive Policies Wording

Equated Monthly Installment (EMI) Protection for Stand-Alone Motor OD Private Car Wording

Equated Monthly Installment (EMI) Protection for Motor Cycle / Scooter B Policy Wording

Equated Monthly Installment (EMI) Protection for Stand –Alone Motor OD Two wheeler Wording

Equated Monthly Installment (EMI) Protection for ‘Commercial Vehicle – Package Policy’ Wording

Rim Protection Cover for Bundled cover for Private Car Wording

Rim Protection Cover for Private Car Act & Comprehensive Policies Wording

Rim Protection Cover for Stand-Alone Motor OD Private Car Wording

Rim Protection Cover for ‘Commercial Vehicle – Package Policy’ Wording

Battery Protection Cover (Electric/ Hybrid) for Stand-Alone Motor OD Private Car Wording

Battery Protection Cover (Electric /Hybrid) for Bundled cover for Private Car Wording

Battery Protection Cover (Electric /Hybrid) for Private Car Act & Comprehensive Policies Wording

Battery Operated Bike (Two wheeler) Package Policy

Nil Depreciation Cover for Bundled cover for Private Car

Nil Depreciation Cover for Private Car Act & Comprehensive Policies

Nil Depreciation Cover for Stand-Alone Motor OD for Private Car

Nil Depreciation Cover for bundled cover for Two wheelers

Nil Depreciation Cover for Motor Cycle Scooter B Policy

Nil Depreciation Cover for Stand –Alone Motor OD for Two wheeler

Nil Depreciation Cover for Commercial Vehicle – Package Policy

Loss of personal belongings for bundled cover for Private Car- Add-on

Loss of personal belongings for Private Car Act & Comprehensive Policies- Add-on

Loss of personal belongings for Stand-Alone Motor OD for Private Car-Add-on

Road Side Assistance Cover for ‘Commercial Vehicle – Package Policy’

Motor Add-ons for ‘Stand-Alone Motor Own Damage for Private Car’ Preferred Garage Benefit for Stand-Alone Motor OD for Private Car

Motor Add-ons for ‘Private Car Act & Comprehensive Policies’ Preferred Garage Benefit for Private Car Act & Comprehensive Policies

Motor Add-ons for ‘Bundled Cover With One Year Term For Own Damage And Three Years Motor Third Party Insurance Policy For Private Cars’ Preferred Garage Benefit for Bundled cover for Private Car

Motor Add-ons for ‘Stand-Alone Motor Own Damage for Private Car’ Waiver of Compulsory Deductible for Stand-Alone Motor OD for Private Car

Motor Add-ons for ‘Private Car Act & Comprehensive Policies’ Waiver of Compulsory Deductible for Private Car Act & Comprehensive Policies

Motor Add-ons for ‘Bundled Cover With One Year Term For Own Damage And Three Years Motor Third Party Insurance Policy For Private Cars’ Waiver of Compulsory Deductible for Bundled cover for Private Car

Health

Product Name

Jan Swasthaya Beema Yojana

Critical Illness Benefit (CIB)

Arogya Sanjeevani Insurance (ASI)

Corona Kavach Policy (CKI)

Corona Rakshak Benefit (CRB)

Swasthya Raksha Bima (SRB)

Health Protector Plus (HPP)

Hospital Daily Cash (HDC)

Wellness Benefit

Arogya Sanjeevani Policy (Micro Insurance)

Critical Illness Benefit Policy (Micro Insurance)

Hospital Daily Cash Policy (Micro Insurance)

Consumables Protector (Add-On for Retail Health Products)

Special Needs

Individual Health Protector (IHP)

Family Health Protector (FHP)

Health Protector Assure

Day Care Procedures

Essential Health Protector

Essential Health Protector -Add-On OPD

Essential Health Protector -Add-On Maternity

Essential Health Protector -Add-On Dental

Personal Accident

Product Name

Individual Personal Accident Policy

Sankat Haran Bima (Gramin Accident Insurance) Policy

Janata Personal Accident Insurance Policy

Mahila Suraksha Bima Policy (Micro Insurance)

Jan Suraksha (Micro Insurance Product) Bima Policy

Individual Personal Accident Grand

Loan Protector Policy (Group)

Comprehensive Accident Hospitalisation Policy

Saral Suraksha Bima, IFFCO-Tokio General Insurance Company Limited

Individual Personal Accident Policy (Micro Insurance)

Pradhan Mantri Suraksha Bima Yojana (PMSBY)

Group Policies

Product Name

Group Personal Accident Policy

Group Critical Illness Policy

Group Hospital Cash Policy

Group Medishield Insurance Policy

Group-Saral Suraksha Bima

Group Critical Illness Benefit Policy (Micro Insurance)

Group Hospital Daily Cash Policy (Micro Insurance)

Marine

Product Name

Marine Cargo -Insurance Policy (Specific Policy, Open Policy)

Marine Liability -Through Transport and Related Liability (MTO)

Marine Hull And Machinery Insurance

Marine Cargo - Tea Crop Insurance

Marine Hull - Hull Liability Insurance Inland/Coastal Vessel

Carrier Legal Liability Policy

Marine Hull - War Risk Insurance Policy

Ports and Terminals Package Insurance Policy

Energy Exploration & Construction Policy

Property Engineering

Product Name

Machinery Loss of Profits Insurance Policy

Standard Fire and Special Perils Policy

Loss of Profit (Fire) Policy

Machinery Breakdown Insurance Policy

Boiler and Pressure Plant Policy

Electronic Equipment Inusrance Policy

Contractors Plant and Machinery Policy

Contractor’s All Risks Insurance Policy

Erection All Risks Insurance Policy

Burglary and Housebreaking Policy

Bharat Sookshma Udyam Suraksha

Bharat Sookshma Udyam Suraksha Add Ons Wording

Bharat Laghu Udyam Suraksha

Bharat Laghu Udyam Suraksha Add Ons Wording

Industrial All Risk Policy

Industrial All Risk Insurance Policy Add Ons Wording

Advance Loss of Profit Policy

Comprehensive Large Risk Insurance

Flexi Property Protector Policy

Flexi Property Protector Add-ons Wording

Other

Product Name

Workmen's Compensation Policy

All Risk Insurance Policy

Banker's Indemnity Policy

Money Insurance Policy

Trade Protector Insurance Policy (Sookshma Udyam)

Office & Professional Establishment Protector Insurance Policy (Sookshma Udyam)

Trade Suvidha Policy

Industry Protector Insurance Policy-Sookshma Udyam

PNB Housing Finance Home Protector Policy

Extended Warranty Insurance

Bank Locker Protector Policy

Trade Protector Insurance Policy (LAGHU UDYAM)

Office & Professional Establishment Protector Insurance Policy (LAGHU UDYAM)

Industry Protector Insurance Policy (LAGHU UDYAM)

Trade Protector Insurance Policy

Industry Protector Insurance Policy

Office & Professional Establishment Protector Insurance policy (Commercial)

Trade Protector Insurance Policy (LAGHU UDYAM) Add-Ons

Industry Protector Insurance Policy (LAGHU UDYAM) Add-Ons

Office & Professional Establishment Protector Insurance Policy (LAGHU UDYAM) Add-Ons

IFFCO-TOKIO SALARY PROTECTOR POLICY (GROUP)

Farmers/Kisan Products

Product Name

Agriculture Pump Sets Insurance Policy

Cattle & Livestock Insurance Policy

Weather Insurance Policy

Kisan Suvidha Bima Policy

Weather Insurance Policy (Micro Insurance)

Pashu Dhan Bima Policy (Micro Insurance)

Fasal Bima Yojna

Fasal Bima (Micro) Yojna

Janata Suraksha Bima Yojna

Jan Sewa Bima Yojna

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Unified Package Insurance Scheme (UPIS)

Janata Suraksha Bima Yojna (Micro Insurance)

Jan Sewa Bima Yojna (Micro Insurance)

Kisan Suraksha Bima Yojna

Pradhan Mantri Fasal Bima Yojana (PMFBY) - Micro

IFFCO-Tokio Restructured Weather Based Crop Insurance Scheme (RWBCIS)

Jan Kavach Yojna

IFFCO-Tokio Restructured Weather Based Crop Insurance Scheme (RWBCIS) Micro

Jan Kavach Yojna (Micro Insurance)

IFFCO-Tokio Drone Rakshak Insurance Policy