Okinawa Scooter Insurance
Buy Two Wheeler insurance online/renew non IFFCO Tokio bike insurance policy
Okinawa Scooter is an Indian two-wheeler manufacturer based in Gurugram. It was established in 2015, and it specializes in the production of electric scooters. Their scooters are powered by Li-on batteries, which are known to be long-lasting. Okinawa may be a Japanese name, but the company is 100% Indian.
Okinawa has many products that it has launched over the years that have gotten a huge positive response, especially since their scooters are mainly electric. If you are looking to buy your first electric scooter, then look no further than what Okinawa Scooters have to offer. But remember that when you buy your new scooter, you should also buy yourself Okinawa Scooter two-wheeler insurance policy. As per the Motor Vehicles Act of 1988, it is mandatory for you to own at least a basic third-party bike insurance to be able to ride on the Indian roads. IFFCO-Tokio offers you the best bike insurance possible for Okinawa Scooter.
When looking for a bike insurance, you can buy the basic third-party Okinawa Scooter two-wheeler insurance plan, or you can go for the comprehensive Okinawa Scooter two-wheeler insurance plan, which is quite popular among the people. With IFFCO-Tokio, you will be able to get the Okinawa Scooter two-wheeler insurance as per your budget.
Accidents are something that can be traumatizing and also cost a lot when paying for the treatment. But having Okinawa Scooter two-wheeler insurance will help in protecting you financially from such incidents. And at IFFCO-Tokio, you will get the best options when buying the insurance policy.
When you go for the basic third-party Okinawa Scooter insurance plan, you will be provided basic financial cover for the legal and financial liabilities for the damages that the third-party may face.
However, the comprehensive Okinawa Scooter insurance plan gives financial cover to you as well as the third-party for the loss/damage that you might face in any natural/manmade disaster.
You can get your Okinawa Scooter insurance by going to any of the IFFCO-Tokio offices and buying it from there. Similarly, you can get your Okinawa Scooter insurance from IFFCO-Tokio’s website. When you buy Okinawa Scooter two-wheeler insurance online, it will be a quick process and saves up a lot of time.
The following are the two ways to buy your Okinawa Scooter two-wheeler insurance from IFFCO-Tokio:
Visit your local IFFCO-Tokio website and you will be assisted in getting the best plan for your Okinawa Scooter insurance.
Get your Okinawa Scooter insurance online by following these steps-
On the website, log-in, provide your contact details and your bike details like the model and registration number. Submit these details to see all of the Okinawa Scooter insurance plans in detail.
If you go for the comprehensive Okinawa Scooter insurance plan, you get include extra features and additional add-ons.
After you have selected your Okinawa Scooter insurance, pay for the policy on the website. Once the payment is completed, you will receive your Okinawa Scooter insurance plan via mail.
You should buy your Okinawa Scooter insurance plan for 3 reasons-
Getting your policy online is much easier, less time consuming and can be completed from anywhere.
Buying your Okinawa Scooter insurance online has no specific time period and can be done anytime you want.
As the entire process is online, the format of the required documents will be digital, so no need for physical documentation.
This would depend on whether you go for a third-party Okinawa Scooter insurance policy or a comprehensive insurance policy.
Widen the coverage of your Okinawa scooter insurance policy with our range of add-ons.
Zero-depreciation cover
Zero-depreciation cover pays the entire claim amount without deducting depreciation value at the time of settling the claim.
No claim bonus protection
This add-on keeps your no claim bonus safe even if you made a claim in the previous year.
Return to invoice
If your vehicle is deemed a total loss, the add-on cover helps you get the original invoice price of the vehicle, including road tax and registration charges.
These are some of the standard exclusions of a bike insurance policy in India:
Damage to accessories
Damage due to the driver’s negligence
Wear and tear of the bike
Damage during war and similar conditions
Mechanical or electrical breakdown
Damages while riding under the influence of drugs or alcohol
Types of bike insurance we provide:
Third-party insurance only covers any damage to a third party, including death, bodily harm, injury, and damage to a property in case of an accident or collision involving your bike.
Comprehensive bike insurance covers both third-party liabilities as well as own-damage to your bike. It also covers both natural and man-made calamities. These plans also allow you to include add-ons for a wider coverage!
You can also include the zero-depreciation cover to your comprehensive Okinawa Scooter two-wheeler insurance policy. This will ensure that in case of an accident, you get complete reimbursement for part replacements without any deduction for depreciation. Great, isn’t it?
You should be aware of the following bike insurance terms before you buy the Okinawa Scooter two-wheeler insurance policy.
Premium is the cost of your insurance plan which you pay to enjoy bike insurance coverage. It is usually payable annually, except for long-term plans, where it is usually paid once every 3 years.
The financial protection provided by your insurance policy is known as coverage. The coverage of a bike insurance policy will vary based on the insurance provider and the type of plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Okinawa Scooter insurance policy.
IDV stands for Insured Declared Value. It is the listing price of your bike minus depreciation. In case of a total loss or theft of your bike, IDV is the maximum compensation your insurance provider will offer.
NCB is a discount you get when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% every year.
It’s simple! Just use our bike insurance premium calculator. This online tool allows you to check the premium of your Okinawa Scooter two-wheeler insurance policy using some very basic information. To calculate the premium, you must provide the following details:
Our bike and scooter insurance plans are like an extension of your protective gear. They keep you safe, wherever the road might take you! From the headlight to the tail-lamp, we’ve got you covered!
We use innovation and technology to provide you quicker and more convenient insurance solutions. For example, your policy can be issued instantly through our distribution channels. You can also use our QCS (Quick Claim Settlement) App to accelerate your claim process and get up to Rs. 20,000 transferred to your bank account within a few minutes - all with just a few clicks on your smartphone.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakh claims (in FY19) with a settlement ratio of 95.80% (in FY21). This is just one of the reasons why 1,00,000+ individuals entrust us for their bike insurance needs.
4300+ Network Garages
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
Quick Claim Settlement
We offer a QCS facility under which bike insurance claims get settled seamlessly within minutes.
Trusted Brand
For 20 years, we have been servicing our customers with a wide range of insurance policies.
Claims Experience
We’ve settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 95.80%.
Award Winning Protection
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles, and the BFSI Digital Innovation Award by Express Computers, Indian Express Group.
Wide Network of Branches
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
