Kawasaki Motorcycles is a Japanese manufacturer, known for their sports bike around the world. Kawasaki has been making motorcycles since 1960s, first making bikes for the common masses in Japan. Then they started to venture into the sports bike market, with their bikes being powered by engines made by Kawasaki themselves. Kawasaki bikes are famous all around the world mainly for their speed and looks.
Kawasaki has been a part of the Indian two-wheel market since 2010, and has always been in demand among Indian buyers. There are many bikes that Kawasaki has to offer from which you can choose the one you like. But the one thing that you should definitely go for when buying your dream bike is to also buy Kawasaki two-wheeler insurance. The Motor Vehicles Act of 1988 has made it mandatory for every Indian rider to own at least a basic third-party bike insurance to be able to ride on Indian rides. And you will get the best policy from IFFCO-Tokio.
When it comes to buying bike insurance, you can opt for a basic third-party Kawasaki two-wheeler insurance policy that will provide you basic financial coverage, or you can go for the comprehensive Kawasaki two-wheeler insurance policy which provides extensive financial coverage, which is why most bikers go for it. With IFFCo-Tokio, you will be able to make a better selection in buying Kawasaki two-wheeler insurance policy.
Having the best bike possible cannot guarantee you any protection from any unfortunate accident that might happen on the road. So even if you cannot predict any accident beforehand, you can certainly be financially prepared for the damage that an accident may cause with the help of Kawasaki two-wheeler insurance from IFFCO-Tokio.
You have the option of going with a basic third-party Kawasaki bike insurance plan that will provide with financial coverage for your legal and financial liabilities for the damages faced by the third-party in an accident.
Or you can go with the comprehensive Kawasaki bike insurance plan that provides financial coverage to the third-party and you as well on the same time. This means you will be financially protected in the event of any loss/damage that can be caused due to any natural/manmade disaster.
You can go to the IFFCO-Tokio office to buy your Kawasaki insurance, where you will receive help in making the better choice. Similarly, you can go to the IFFCO-Tokio website and buy your Kawasaki insurance from there. Buying your Kawasaki two-wheeler insurance policy online is just a few clicks away.
Here’s how you can buy your Kawasaki two-wheeler insurance from IFFCO-Tokio-
Visit any IFFCO-Tokio office and you will be provided with the best assistance in buying Kawasaki insurance that will suit your needs.
You can also buy your Kawasaki insurance online in just a few steps-
Complete your login, provide your name, contact information, and bike details such as model and registration number. You will then be able to view all the Kawasaki insurance plans in detail.
Selecting the comprehensive Kawasaki bike insurance plan has the option of including additional features to your plan.
After you have selected your Kawasaki insurance with all the features you want, just pay for the policy on the website, and you will get your Kawasaki bike insurance plan via mail.
Some of the benefits of buying Kawasaki bike insurance plan online are:
Buying the policy online takes just a few clicks and saves time and energy as it is all online.
You can buy your Kawasaki insurance whenever you want as per your convenience.
As the whole process is digital, you are required to submit only digital copies, so no worries about having physical copies.
This would depend on whether you go for a third-party Kawasaki insurance policy or a comprehensive insurance policy.
Coverage under a third-party bike insurance policy
Coverage under a comprehensive bike insurance policy
A comprehensive Kawasaki insurance policy is considered to be the ideal choice for any policyholder. This is because this type of policy covers the third-party and also the policyholder. Here’s what the policy covers:
Widen the coverage of your Kawasaki bike insurance policy with our range of add-ons.
Zero-depreciation cover pays the entire claim amount without deducting depreciation value at the time of settling the claim.
This add-on keeps your no claim bonus safe even if you made a claim in the previous year.
If your vehicle is deemed a total loss, the add-on cover helps you get the original invoice price of the vehicle, including road tax and registration charges.
These are some of the standard exclusions of a bike insurance policy in India:
Types of bike insurance we provide:
Third-party insurance only covers any damage to a third party, including death, bodily harm, injury, and damage to a property in case of an accident or collision involving your bike.
Comprehensive bike insurance covers both third-party liabilities as well as own-damage to your bike. It also covers both natural and man-made calamities. These plans also allow you to include add-ons for a wider coverage!
You can also include the zero-depreciation cover to your comprehensive Kawasaki two-wheeler insurance policy. This will ensure that in case of an accident, you get complete reimbursement for part replacements without any deduction for depreciation. Great, isn’t it?
You should be aware of the following bike insurance terms before you buy the Kawasaki two-wheeler insurance policy.
Premium is the cost of your insurance plan which you pay to enjoy bike insurance coverage. It is usually payable annually, except for long-term plans, where it is usually paid once every 3 years.
The financial protection provided by your insurance policy is known as coverage. The coverage of a bike insurance policy will vary based on the insurance provider and the type of plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Kawasaki bike insurance policy.
IDV stands for Insured Declared Value. It is the listing price of your bike minus depreciation. In case of a total loss or theft of your bike, IDV is the maximum compensation your insurance provider will offer.
NCB is a discount you get when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% every year.
It’s simple! Just use our bike insurance premium calculator. This online tool allows you to check the premium of your Kawasaki two-wheeler insurance policy using some very basic information. To calculate the premium, you must provide the following details:
Our bike and scooter insurance plans are like an extension of your protective gear. They keep you safe, wherever the road might take you! From the headlight to the tail-lamp, we’ve got you covered!
We use innovation and technology to provide you quicker and more convenient insurance solutions. For example, your policy can be issued instantly through our distribution channels. You can also use our QCS (Quick Claim Settlement) App to accelerate your claim process and get up to Rs. 20,000 transferred to your bank account within a few minutes - all with just a few clicks on your smartphone.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakh claims (in FY19) with a settlement ratio of 95.80% (in FY21). This is just one of the reasons why 1,00,000+ individuals entrust us for their bike insurance needs.
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
We offer a QCS facility under which bike insurance claims get settled seamlessly within minutes.
For 20 years, we have been servicing our customers with a wide range of insurance policies.
We’ve settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 95.80%.
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles, and the BFSI Digital Innovation Award by Express Computers, Indian Express Group.
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
Through our QCS app:
If you wish to make a claim for compensation, you can do so using our QCS (Quick Claim Settlement) app. All you have to do is upload related documents, photos, and videos of the damages you want to make a claim for. We will review the documents and other details uploaded by you and approve your claim (we have a claim settlement ratio of 95.80%). After this, the estimated amount for repairs will be sent to your bank account within minutes. Please note, for claims made through an application, the maximum claim amount will be Rs. 20,000.
Online/telephonic claims:
You can register a claim for compensation online or by reaching us on 1800-103-5499. To make a claim online, you will have to log in with your registered Email ID and Password. When you log in, go to ‘make a claim’ option and follow the steps mentioned. If you register a claim over a call, our customer care executives will guide you with further procedure.
Two-Wheeler Insurance
The quality of service has improved overtime.
Rated by: Sandhya Pillai
Two-Wheeler Insurance
I filed for my bike insurance claim online and this was the fastest renewal I ever experienced.
Rated by: Abhinav Rathore
Two-Wheeler Insurance
Nothing matches the quality of service offered by IFFCO Tokio.
Rated by: Abhay Nair
Two-Wheeler Insurance
It’s been 3 years I have got the two wheeler insurance policy from IFFCO Tokio and it is extremely good.
Rated by: Kantilal Gala
Two-Wheeler Insurance
Reliable coverage, hassle-free claims process
Rated by: Suman Bijlani