Jawa is a motorcycle manufacturer based in Czech Republic. Established in 1929, Jawa is one of the most iconic names in the motorcycle industry, having produced some of the most famous and popular motorcycles in the 1940s, 50s and 60s. Introduced in India in 1961 by Ideal, Jawa instantly became popular among Indian riders because of their build, durability and the power the bike offered. Jawa fought all kind of political obstacles in the then-Czechoslovakia to continue manufacturing, but the operations ceased to exist in 1996 in India.
In 2016, Mahindra and Mahindra brought back Jawa production to India with a huge positive response from longtime as well as young fans. Jawa offers many of its iconic as well as many of their modern bikes in India. When you are looking for a new bike yourself, and you want it to be a Jawa, then you should also get a Jawa two-wheeler insurance to go along with the bike. As per the Motor Vehicles Act of 1988, you should own at least a basic third-party bike insurance to be able to ride on Indian roads. And at IFFCO-Tokio, you will be able get the insurance policy that will suit your needs.
When looking for a bike insurance, you can go for a basic third-party Jawa two-wheeler insurance, or you can buy a comprehensive Jawa two-wheeler insurance that most bikers go for. With IFFCO-Tokio, you will be able to get the best Jawa two-wheeler insurance with the most features possible.
Road safety is always a top priority when it comes to riding a bike or a car. But it doesn’t guarantee any protection from any unfortunate accident that might happen on the road. So it is better to be prepared than to take risks. Having Jawa two-wheeler insurance plan from IFFCO-Tokio helps you in doing that.
If you go for a basic third-party Jawa bike insurance plan, your legal and financial liabilities for the damages caused to the third-party will be covered.
However, if you go for a comprehensive Jawa bike insurance plan, you will also be provided financial cover apart from the third-party for any loss/damage that you might face in the event of any natural or manmade disaster.
You can buy your Jawa insurance by going to any of the IFFCO-Tokio offices and buying it in-person. Or you can just simply visit the IFFCO-Tokio website and get your insurance online. And since the process is online, you can be done with the process of buying Jawa two-wheeler insurance in just a matter of minutes.
Here’s two ways of buying your Jawa two-wheeler insurance from IFFCO-Tokio:
Visit your local IFFCO-Tokio office to buy your Jawa insurance, and you will be provided with the best help in buying your insurance.
A convenient way would be to buy your Jawa insurance online in 3 easy steps-
Complete your login, provide your name, contact information, and bike details such as model and registration number. You will then be able to view all the Jawa insurance plans in detail.
When you go for the comprehensive Jawa bike insurance plan, you will get to add various features in the policy that suits your requirements.
After you have submitted all the details and select all the features you want in your Jawa insurance, just finish the payment procedure for the policy and you will receive your Jawa bike insurance plan via mail.
You should buy your Jawa bike insurance plan because:
The whole exercise of buying your policy online is quick, less time consuming and takes just a few clicks.
The best thing about buying your Jawa insurance online is that you can buy the policy whenever you want with any restrictions.
When you buy your policy online, documents have to submit in the digital format, so you don’t have to worry about physical copies.
This would depend on whether you go for a third-party Jawa insurance policy or a comprehensive insurance policy.
Coverage under a third-party bike insurance policy
Coverage under a comprehensive bike insurance policy
A comprehensive Jawa insurance policy is considered to be the ideal choice for any policyholder. This is because this type of policy covers the third-party and also the policyholder. Here’s what the policy covers:
Widen the coverage of your Jawa bike insurance policy with our range of add-ons.
Zero-depreciation cover pays the entire claim amount without deducting depreciation value at the time of settling the claim.
This add-on keeps your no claim bonus safe even if you made a claim in the previous year.
If your vehicle is deemed a total loss, the add-on cover helps you get the original invoice price of the vehicle, including road tax and registration charges.
These are some of the standard exclusions of a bike insurance policy in India:
Types of bike insurance we provide:
Third-party insurance only covers any damage to a third party, including death, bodily harm, injury, and damage to a property in case of an accident or collision involving your bike.
Comprehensive bike insurance covers both third-party liabilities as well as own-damage to your bike. It also covers both natural and man-made calamities. These plans also allow you to include add-ons for a wider coverage!
You can also include the zero-depreciation cover to your comprehensive Jawa two-wheeler insurance policy. This will ensure that in case of an accident, you get complete reimbursement for part replacements without any deduction for depreciation. Great, isn’t it?
You should be aware of the following bike insurance terms before you buy the Jawa two-wheeler insurance policy.
Premium is the cost of your insurance plan which you pay to enjoy bike insurance coverage. It is usually payable annually, except for long-term plans, where it is usually paid once every 3 years.
The financial protection provided by your insurance policy is known as coverage. The coverage of a bike insurance policy will vary based on the insurance provider and the type of plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Jawa bike insurance policy.
IDV stands for Insured Declared Value. It is the listing price of your bike minus depreciation. In case of a total loss or theft of your bike, IDV is the maximum compensation your insurance provider will offer.
NCB is a discount you get when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% every year.
It’s simple! Just use our bike insurance premium calculator. This online tool allows you to check the premium of your Jawa two-wheeler insurance policy using some very basic information. To calculate the premium, you must provide the following details:
Our bike and scooter insurance plans are like an extension of your protective gear. They keep you safe, wherever the road might take you! From the headlight to the tail-lamp, we’ve got you covered!
We use innovation and technology to provide you quicker and more convenient insurance solutions. For example, your policy can be issued instantly through our distribution channels. You can also use our QCS (Quick Claim Settlement) App to accelerate your claim process and get up to Rs. 20,000 transferred to your bank account within a few minutes - all with just a few clicks on your smartphone.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakh claims (in FY19) with a settlement ratio of 95.80% (in FY21). This is just one of the reasons why 1,00,000+ individuals entrust us for their bike insurance needs.
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
We offer a QCS facility under which bike insurance claims get settled seamlessly within minutes.
For 20 years, we have been servicing our customers with a wide range of insurance policies.
We’ve settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 95.80%.
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles, and the BFSI Digital Innovation Award by Express Computers, Indian Express Group.
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
Through our QCS app:
If you wish to make a claim for compensation, you can do so using our QCS (Quick Claim Settlement) app. All you have to do is upload related documents, photos, and videos of the damages you want to make a claim for. We will review the documents and other details uploaded by you and approve your claim (we have a claim settlement ratio of 95.80%). After this, the estimated amount for repairs will be sent to your bank account within minutes. Please note, for claims made through an application, the maximum claim amount will be Rs. 20,000.
Online/telephonic claims:
You can register a claim for compensation online or by reaching us on 1800-103-5499. To make a claim online, you will have to log in with your registered Email ID and Password. When you log in, go to ‘make a claim’ option and follow the steps mentioned. If you register a claim over a call, our customer care executives will guide you with further procedure.
Two-Wheeler Insurance
The quality of service has improved overtime.
Rated by: Sandhya Pillai
Two-Wheeler Insurance
I filed for my bike insurance claim online and this was the fastest renewal I ever experienced.
Rated by: Abhinav Rathore
Two-Wheeler Insurance
Nothing matches the quality of service offered by IFFCO Tokio.
Rated by: Abhay Nair
Two-Wheeler Insurance
It’s been 3 years I have got the two wheeler insurance policy from IFFCO Tokio and it is extremely good.
Rated by: Kantilal Gala
Two-Wheeler Insurance
Reliable coverage, hassle-free claims process
Rated by: Suman Bijlani