The TVS NTORQ is a sporty scooter that is high on style and performance. Available in a dazzling array of matte and metallic shades, this scooter is bound to be a head-turner on the road.
If you are about to purchase a TVS NTORQ, you are making a great choice. Now, you need to look into getting TVS NTORQ insurance coverage for your vehicle. This will protect you financially against any kind of mishap out on the roads. As per The Motor Vehicles Act, 1988, you need to have a valid bike insurance policy to ride your scooter. IFFCO-Tokio is here to help you get the coverage you need.
When buying TVS NTORQ insurance, you may choose between a basic third-party insurance policy and a comprehensive TVS NTORQ insurance policy. IFFCO-Tokio offers TVS NTORQ insurance plans to suit every budget.
Even the most careful biker cannot predict if and when things go wrong out there. This is why it is important to have a TVS NTORQ bike insurance policy so that you stay protected financially if an accident occurs. Plus, it is illegal to ride your TVS NTORQ without valid insurance coverage.
Let’s understand what each type of insurance coverage gets you. A third-party TVS NTORQ bike insurance policy will cover you for any third-party financial and legal liabilities that you face in an accident.
A comprehensive TVS NTORQ bike insurance policy will go a bit further to give you coverage for third-party damages as well as your own damages in an accident. Comprehensive TVS NTORQ bike insurance policies also cover you against man-made calamities and natural disasters. So, you can raise a claim if your TVS NTORQ scooter is badly damaged due to incidents of flooding, landslides, earthquakes, tempest, typhoons, riots, and theft, among others.
Head over to any of the IFFCO-Tokio office branches and our staff will guide you in getting the coverage you need. Or, you may buy your TVS NTORQ insurance policy online from our website through these 3 quick steps:
Visit our website and fill up a few details on yourself and your scooter to get options for TVS NTORQ insurance plans.
Next, pick a TVS NTORQ insurance policy that suits your needs for coverage. If you are buying comprehensive bike insurance, do look into our many available add-ons for increased protection.
When you find the TVS NTORQ insurance policy you want, head on to our secure payment portal and complete your purchase. Your insurance TVS NTORQ bike insurance policy will be sent to your inbox from where you can take a printout.
While you may get your TVS NTORQ bike insurance coverage from any one of our offices, we do recommend you get your policy online as the process is:
Complete the entire purchase in a few minutes
Buy TVS NTORQ bike insurance at a time and place that suits you
Receive a soft copy of your TVS NTORQ bike insurance policy that you can access from your inbox without a long physical paper trail
This would depend on whether you go for a third-party TVS NTORQ bike insurance policy or a comprehensive TVS NTORQ two-wheeler insurance policy.
Here are some recommended add-ons that can widen the coverage of your TVS bike insurance policy.
Zero depreciation cover
Zero-depreciation cover pays the entire claim amount without deducting depreciation value at the time of settling the claim.
No claim bonus protection
This add-on keeps your no claim bonus safe even if you made a claim in the previous year.
Return to invoice
If your vehicle is deemed a total loss, the add-on cover helps you get the original invoice price of the vehicle, including road tax and registration charges.
These are some of the standard exclusions of a bike insurance policy in India.
Damage to accessories
Damage due to the driver’s negligence
Wear and tear of the bike
Damage during war and similar conditions
Mechanical or electrical breakdown
Damages while riding under the influence of drugs or alcohol
Types of bike insurance we provide:
Third-party TVS NTORQ two-wheeler insurance policy only covers any damage to a third party, including death, bodily harm, injury, and damage to a property in case of an accident or collision involving your bike.
Comprehensive TVS NTORQ two-wheeler insurance policy covers both third-party liabilities as well as own damage to your bike. It also covers both natural and man-made calamities. These comprehensive TVS NTORQ two-wheeler insurance plans also allow you to include add-ons for a wider coverage!
You can also include the zero-depreciation cover to your comprehensive TVS NTORQ two-wheeler insurance policy. This will ensure that in case of an accident, you get complete reimbursement for part replacements without any deduction for depreciation. Great, isn’t it?
You should be aware of the following bike insurance terms before you buy the TVS NTORQ two-wheeler insurance policy.
Premium is the cost of your TVS NTORQ insurance policy. It is the amount you have to pay to enjoy bike insurance coverage. It is usually payable annually, except for the case of long-term TVS NTORQ two-wheeler insurance plans, where it is usually paid once every 3 years.
The financial protection provided by your TVS NTORQ two-wheeler insurance policy is known as coverage. The coverage of a TVS NTORQ insurance policy will vary based on the insurance provider and the type of TVS NTORQ two-wheeler insurance plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your TVS NTORQ two-wheeler insurance policy.
IDV stands for Insured Declared Value. It is the listing price of your bike minus depreciation. In case of a total loss or theft of your bike, IDV is the maximum compensation your insurance provider will offer.
NCB is a discount you get when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your TVS NTORQ insurance plan.
It’s simple! Just use our bike insurance premium calculator. This online tool allows you to check the premium of your TVS NTORQ two-wheeler insurance policy using some very basic information. To calculate the premium, you must provide the following details:
Our bike and scooter insurance plans are like an extension of your protective gear. They keep you safe, wherever the road might take you! From the headlight to the tail-lamp, we’ve got you covered!
We use innovation and technology to provide you with quicker and more convenient insurance solutions. For example, your policy can be issued instantly through our distribution channels. You can also use our QCS (Quick Claim Settlement) App to accelerate your claim process and get up to Rs. 20,000 transferred to your bank account within a few minutes - all with just a few clicks on your smartphone.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakh claims (in FY19) with a settlement ratio of 95.80% (in FY21). This is just one of the reasons why 1,00,000+ individuals entrust us for their bike insurance needs.
4300+ Network Garages
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
Quick Claim Settlement
We offer a QCS facility under which bike insurance claims get settled seamlessly within minutes.
Trusted Brand
For 20 years, we have been servicing our customers with a wide range of insurance policies.
Claims Experience
We’ve settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 95.80% (FY21).
Award Winning Protection
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles. We have also won the BFSI Digital Innovation Award by Express Computers, Indian Express Group, as well as the Digital Insurer of the Year 2019 by Insurance Asia News Awards for Excellence.
Wide Network of Branches
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
