Royal Enfield is one of the most successful Indian Motorcycle brand. They have significant motorcycle market share in countries like India, Britain, Myanmar and Indonesia. Royal Enfield Bikes are known in India for their reliability and durability.
You should buy a Royal Enfield Continental GT two-wheeler insurance policy before you ride with your loved one with that bike on Indian streets. As stated in the Motor Vehicles Act, 1988, every motor vehicle owner in India should have a motor insurance policy before they drive their vehicles on Indian streets. IFFCO Tokio can help you get a good Royal Enfield Continental GT two-wheeler insurance policy to cover your bike when drive it in India.
The bike insurance plans are of 2 types: a basic third party insurance policy and a comprehensive Royal Enfield Continental GT two-wheeler insurance policy. Policy buyers can avail extra coverage by opting for various add-on covers on these 2 types of plans. IFFCO Tokio provides bike insurance plans that suit everyone’s requirements and fits their budget.
Although you have great driving skills, you cannot be certain that you will be safe when you drive on roads. A Royal Enfield Continental GT two-wheeler insurance policy from IFFCO Tokio will financially cover you if your bike gets unfortunately involved in an accident.
If you opt for a third party Royal Enfield Continental GT insurance policy from IFFCO Tokio, you will be financially insured should any damage happen to a third party in an accident due to your bike.
If you buy a comprehensive Royal Enfield Continental GT bike insurance policy from IFFCO Tokio, you will get the benefits of a third party bike insurance policy. Apart from that, your bike will be covered against any damages to it due to natural or manmade calamities like earthquake, floods, tsunami, riots, theft, and burglary.
You can head over to a nearest IFFCO Tokio office to get help with buying a Royal Enfield Continental GT two-wheeler insurance policy or visit the IFFCO Tokio website and buy a bike insurance policy online. Our website is easy to navigate and you can buy an insurance cover in 3 easy steps from there.
Following are the 2 different ways to buy Royal Enfield insurance policy from IFFCO Tokio:
Buy a Royal Enfield insurance policy with the help of IFFCO Tokio employees at our offices.
Visit the IFFCO Tokio website and buy a Royal Enfield insurance policy in 3 easy steps:
Visit the website and login using your name and mobile number. Enter your bike registration number and model number to proceed. After you do this, the website will offer you various Royal Enfield Continental GT insurance plans.
Select any one of the Royal Enfield continental GT bike insurance policy based on your needs and budget. You can customise that policy by opting for various add-ons.
Then, you can proceed to the payment gateway page, and pay money for your Royal Enfield continental GT bike insurance policy safely and conveniently through online payment methods. Subsequently, policy papers will be delivered to your email inbox.
Buy a Royal Enfield Continental GT two wheeler insurance policy online for following reasons:
You do not need to keep policy papers of your Royal Enfield Continental GT two wheeler insurance policy. The policy papers will be emailed to you.
The whole Royal Enfield bike insurance policy buying process completes in 3 easy steps.
You can buy a Royal Enfield Continental GT insurance policy at any time that is convenient for you.
This would depend on whether you go for a third-party Royal Enfield Continental GT insurance policy or a comprehensive insurance policy.
Coverage under a third-party bike insurance policy
Coverage under a comprehensive bike insurance policy
A comprehensive Royal Enfield Continental GT insurance policy is considered to be the ideal choice for any policyholder. This is because this type of policy covers the third-party and also the policyholder. Here’s what the comprehensive Royal Enfield Continental GT two-wheeler insurance policy covers:
Here are some recommended add-ons that can widen the coverage of your Royal Enfield Continental GT bike insurance policy.
Zero-depreciation cover pays the entire claim amount without deducting depreciation value at the time of settling the claim.
This add-on keeps your no claim bonus safe even if you made a claim in the previous year.
If your vehicle is deemed a total loss, the add-on cover helps you get the original invoice price of the vehicle, including road tax and registration charges.
These are some of the standard exclusions of a bike insurance policy in India.
Types of bike insurance we provide:
Third-party Royal Enfield Continental GT two-wheeler insurance policy only covers any damage to a third party, including death, bodily harm, injury, and damage to a property in case of an accident or collision involving your bike.
Comprehensive Royal Enfield Continental GT two-wheeler insurance policy covers both third-party liabilities as well as own damage to your bike. It also covers both natural and man-made calamities. These comprehensive Royal Enfield Continental GT two-wheeler insurance plans also allow you to include add-ons for a wider coverage!
You can also include the zero-depreciation cover to your comprehensive Royal Enfield Continental GT two-wheeler insurance policy. This will ensure that in case of an accident, you get complete reimbursement for part replacements without any deduction for depreciation. Great, isn’t it?
You should be aware of the following bike insurance terms before you buy the Royal Enfield Continental GT two-wheeler insurance policy.
Premium is the amount you have to pay to enjoy bike insurance coverage. It is usually payable annually, except for the case of long-term Royal Enfield Continental GT two-wheeler insurance plans, where it is usually paid once every 3 years.
The financial protection provided by your Royal Enfield Continental GT two-wheeler insurance policy is known as coverage. The coverage of a bike insurance policy will vary based on the insurance provider and the type of Royal Enfield Continental GT two-wheeler insurance plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Royal Enfield Continental GT bike insurance policy.
IDV stands for Insured Declared Value. It is the listing price of your bike minus depreciation. In case of a total loss or theft of your bike, IDV is the maximum compensation your insurance provider will offer.
NCB is a discount you get when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your Royal Enfield Continental GT insurance plan.
It’s simple! Just use our bike insurance premium calculator. This online tool allows you to check the premium of your Royal Enfield Continental GT two-wheeler insurance policy using some very basic information. To calculate the premium of your Royal Enfield Continental GT insurance plan, you must provide the following details:
Our bike and scooter insurance plans are like an extension of your protective gear. They keep you safe, wherever the road might take you! From the headlight to the tail-lamp, we’ve got you covered!
We use innovation and technology to provide you quicker and more convenient insurance solutions. For example, your policy can be issued instantly through our distribution channels. You can also use our QCS (Quick Claim Settlement) App to accelerate your claim process and get up to Rs. 20,000 transferred to your bank account within a few minutes - all with just a few clicks on your smartphone.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakh claims (in FY19) with a settlement ratio of 95.80% (in FY21). This is just one of the reasons why 1,00,000+ individuals entrust us for their bike insurance needs.
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
We offer a QCS facility under which bike insurance claims get settled seamlessly within minutes.
For 20 years, we have been servicing our customers with a wide range of insurance policies.
We’ve settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 95.80%.
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles. We have also won the BFSI Digital Innovation Award by Express Computers, Indian Express Group, as well as the Digital Insurer of the Year 2019 by Insurance Asia News Awards for Excellence.
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
Through our QCS app:
If you wish to make a claim for compensation through your Royal Enfield Continental GT two-wheeler insurance policy, you can do so using our QCS (Quick Claim Settlement) app. All you have to do is upload related documents, photos, and videos of the damages you want to make a claim for. We will review the documents and other details uploaded by you and approve your claim (we have a claim settlement ratio of 95.80%). After this, the estimated amount for repairs will be sent to your bank account within minutes. Please note, for claims made through an application, the maximum claim amount will be Rs. 20,000.
Online/telephonic claims:
You can register a claim for compensation online or by reaching us on 1800-103-5499.
To make a claim online, you will have to log in with your registered Email ID and Password. When you log in, go to ‘make a claim’ option and follow the steps mentioned. If you register a claim over a call, our customer care executives will guide you with further procedure.
Two-Wheeler Insurance
The quality of service has improved overtime.
Rated by: Sandhya Pillai
Two-Wheeler Insurance
I filed for my bike insurance claim online and this was the fastest renewal I ever experienced.
Rated by: Abhinav Rathore
Two-Wheeler Insurance
Nothing matches the quality of service offered by IFFCO Tokio.
Rated by: Abhay Nair
Two-Wheeler Insurance
It’s been 3 years I have got the two wheeler insurance policy from IFFCO Tokio and it is extremely good.
Rated by: Kantilal Gala
Two-Wheeler Insurance
Reliable coverage, hassle-free claims process
Rated by: Suman Bijlani