Bajaj is one of the most-known brands in the world when it comes to two-wheelers. Bajaj Auto is the second-largest bike manufacturer in India. The Bajaj Pulsar has become a popular choice among bikers thanks to the high-performing models of this make.
Whether it is the 125, 150, NS200, NS160, or any other variant, you can be sure of Bajaj Pulsar’s quality. But before you take any of these out for a spin, you need to ensure that you have your Bajaj Pulsar insurance in place. This is because The Motor Vehicles Act of 1988 has made it mandatory for car/bike owners to have vehicle insurance policies before they ride or drive their motor vehicles. If you do not have this insurance policy, IFFCO-Tokio can be of help with their well-designed Bajaj Pulsar two-wheeler insurance plans that offer complete coverage.
When you are getting a Bajaj Pulsar two-wheeler insurance, you can either choose a third-party Bajaj Pulsar two-wheeler insurance policy or a comprehensive policy. The former is mandated, but you can go for the latter if you want better coverage with more add-ons.
No matter how good your driving skills are, mishaps can occur anytime. This makes it essential for you to get an Bajaj Pulsar two-wheeler insurance policy that will provide you with decent coverage. IFFCO-Tokio’s Bajaj Pulsar two-wheeler insurance policy will help you get the financial protection you need in the unfortunate event of an accident.
Our third-party Bajaj Pulsar two-wheeler insurance plans will cover from financial and legal liabilities towards the third-party in case of an unfortunate accident. If you choose to go for our comprehensive Bajaj Pulsar insurance plan, you can get coverage for both the third-party as well as yourself against losses from riots, thefts, earthquakes, floods, and other natural or man-made calamities.
As we all are aware, buying a basic third-party Bajaj Pulsar bike insurance policy is compulsory. However, there are many who prefer to go for comprehensive a Bajaj Pulsar bike insurance policy since they offer much better coverage which takes off the financial burden off their shoulders.
You can choose to buy your Bajaj Pulsar two-wheeler insurance one of two ways
Head over to any of the offices of IFFCO-Tokio and receive assistance in completing all the formalities of your Bajaj Pulsar insurance policy.
The second way is to head to our website where you can buy the Bajaj Pulsar insurance online itself. You just need to follow three simple steps
Once you are on the website, fill up the details of your name and mobile number. After this, fill up required information on your bike. You will then get a suitable Bajaj Pulsar bike insurance policy.
Once you come across an insurance policy that you like, you can also include add-ons on the customizable Bajaj Pulsar insurance policy.
The last thing that is left for you to do is to complete the payment for your Bajaj Pulsar bike insurance policy. Once you have completed the payment, you will receive the Bajaj Pulsar insurance policy in your inbox.
Buying a Bajaj Pulsar bike insurance policy is not a tedious task anymore. Since our website is live 24x7, buying your policy is:
You can get your insurance in 3 steps!
You can buy your insurance policy at any time you want.
The Bajaj Pulsar insurance insurance details will be sent directly to your mail inbox, leaving out the messy load of papers.
This would depend on whether you go for a third-party Bajaj Pulsar insurance policy or a comprehensive insurance policy.
Coverage under a third-party bike insurance policy
Coverage under a comprehensive bike insurance policy
A comprehensive Bajaj Pulsar insurance policy is considered to be the ideal choice for any policyholder. This is because this type of policy covers the third-party and also the policyholder. Here’s what the policy covers:
Here are some recommended add-ons that can widen the coverage of your Bajaj Pulsar bike insurance policy.
Zero-depreciation cover pays the entire claim amount without deducting depreciation value at the time of settling the claim.
This add-on keeps your no claim bonus safe even if you made a claim in the previous year.
If your vehicle is deemed a total loss, the add-on cover helps you get the original invoice price of the vehicle, including road tax and registration charges.
These are some of the standard exclusions of a bike insurance policy in India.
Types of bike insurance we provide:
Third-party insurance only covers any damage to a third party, including death, bodily harm, injury, and damage to a property in case of an accident or collision involving your bike.
Comprehensive bike insurance covers both third-party liabilities as well as own-damage to your bike. It also covers both natural and man-made calamities. These plans also allow you to include add-ons for a wider coverage!
You can also include the zero-depreciation cover to your comprehensive Bajaj Pulsar two-wheeler insurance policy. This will ensure that in case of an accident, you get complete reimbursement for part replacements without any deduction for depreciation. Great, isn’t it?
You should be aware of the following bike insurance terms before you buy the Bajaj Pulsar two-wheeler insurance policy.
Premium is the cost of your Bajaj Pulsar insurance policy. It is the amount you have to pay to enjoy bike insurance coverage. It is usually payable annually, except for the case of long-term plans, where it is usually paid once every 3 years.
The financial protection provided by your insurance policy is known as coverage. The coverage of a Bajaj Pulsar two-wheeler insurance policy will vary based on the insurance provider and the type of plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Bajaj Pulsar bike insurance policy.
IDV stands for Insured Declared Value. It is the listing price of your bike minus depreciation. In case of a total loss or theft of your bike, IDV is the maximum compensation your insurance provider will offer.
NCB is a discount you get when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your Bajaj Pulsar insurance plan.
It’s simple! Just use our bike insurance premium calculator. This online tool allows you to check the premium of your Bajaj Pulsar two-wheeler insurance policy using some very basic information. To calculate the premium, you must provide the following details:
Our bike and scooter insurance plans are like an extension of your protective gear. They keep you safe, wherever the road might take you! From the headlight to the tail-lamp, we’ve got you covered!
We use innovation and technology to provide you quicker and more convenient insurance solutions. For example, your policy can be issued instantly through our distribution channels. You can also use our QCS (Quick Claim Settlement) App to accelerate your claim process and get up to Rs. 20,000 transferred to your bank account within a few minutes - all with just a few clicks on your smartphone.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakh claims (in FY19) with a settlement ratio of 95.80% (in FY21). This is just one of the reasons why 1,00,000+ individuals entrust us for their bike insurance needs.
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
We offer a QCS facility under which bike insurance claims get settled seamlessly within minutes.
For 20 years, we have been servicing our customers with a wide range of insurance policies.
We’ve settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 95.80%.
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles. We have also won the BFSI Digital Innovation Award by Express Computers, Indian Express Group, as well as the Digital Insurer of the Year 2019 by Insurance Asia News Awards for Excellence.
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
Through our QCS app:
If you wish to make a claim for compensation through your Bajaj Pulsar two-wheeler insurance policy, you can do so using our QCS (Quick Claim Settlement) app. All you have to do is upload related documents, photos, and videos of the damages you want to make a claim for. We will review the documents and other details uploaded by you and approve your claim (we have a claim settlement ratio of 95.80%). After this, the estimated amount for repairs will be sent to your bank account within minutes. Please note, for claims made through an application, the maximum claim amount will be Rs. 20,000.
Online/telephonic claims:
You can register a claim for compensation online or by reaching us on 1800-103-5499.
To make a claim online, you will have to log in with your registered Email ID and Password. When you log in, go to ‘make a claim’ option and follow the steps mentioned. If you register a claim over a call, our customer care executives will guide you with further procedure.
Two-Wheeler Insurance
The quality of service has improved overtime.
Rated by: Sandhya Pillai
Two-Wheeler Insurance
I filed for my bike insurance claim online and this was the fastest renewal I ever experienced.
Rated by: Abhinav Rathore
Two-Wheeler Insurance
Nothing matches the quality of service offered by IFFCO Tokio.
Rated by: Abhay Nair
Two-Wheeler Insurance
It’s been 3 years I have got the two wheeler insurance policy from IFFCO Tokio and it is extremely good.
Rated by: Kantilal Gala
Two-Wheeler Insurance
Reliable coverage, hassle-free claims process
Rated by: Suman Bijlani