The Tata Zest is a compact sedan that was manufactured by the Indian automaker Tata Motors from 2014 to 2019. It was the successor to the Tata Indigo and was positioned as a premium offering in the compact sedan segment. It was the successor to the Tata Indigo and was based on the same platform as the Tata Bolt hatchback. The Zest was available in both petrol and diesel engine options.
Here are some of the key features of the Tata Zest:
Design: The Zest has a sleek and modern design with a sculpted body and stylish headlamps. It is available in both petrol and diesel engine options.
Interior: The Zest has a spacious and comfortable cabin with seating for five adults. The interior is well-equipped with features such as a touchscreen infotainment system, automatic climate control, and power windows.
Safety: The Zest received a 4-star rating in the Global NCAP crash test. It comes with dual airbags, ABS with EBD, and corner stability control as standard features.
Engine: The Zest is available with a 1.2-liter turbocharged petrol engine and a 1.3-liter diesel engine. Both engines are known for their fuel efficiency.
The Tata Zest was a good option for budget-minded car buyers who were looking for a stylish, spacious, and fuel-efficient compact sedan. It is still a good option for those looking for a used car in this segment.
Even though the Tata Zest is no longer in production, obtaining car insurance for it is still crucial for several reasons:
Legal Requirement:
Third-party Liability (TP) Insurance: In India, it's mandatory by law to have at least TP insurance for any car, including the Zest. This covers any injuries or property damage caused to a third party (person or vehicle) while driving your car. Driving without this motor insurance is illegal and can lead to penalties.
Financial Protection:
Comprehensive Coverage (Highly Recommended): While TP is mandatory, it only covers damages to others. Owning an older car like the Zest exposes you to various risks, and comprehensive car insurance offers essential financial protection against:
Accidents: Regardless of fault, repairing your Zest after an accident can be expensive. Comprehensive insurance covers these repair costs.
Theft: Though theft rates might be lower for older cars, comprehensive insurance reimburses you for the Zest's Insured Declared Value (IDV) if stolen.
Natural Disasters: Events like floods, earthquakes, or fires can damage your car. Comprehensive coverage helps financially in such situations.
Vandalism: If your Zest is vandalized, comprehensive insurance can cover the repair costs.
Peace of Mind:
Owning a car, even an older one like the Zest, is an investment. Having car insurance provides peace of mind knowing you're financially protected in case of unforeseen events. It can help you avoid significant financial burdens arising from accidents, theft, or other damages.
Even the safest drivers need backup!
Accidents happen, but our Tata Zest car insurance plans are there to protect you:
Third-party coverage: Covers costs if you accidentally injure someone or damage their property. (It's also legally required!)
Comprehensive coverage: Protects your car from accidents, theft, natural disasters, and even vandalism.
Peace of Mind: Get peace of mind on the road with IFFCO-Tokio General Insurance!
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Our Tata car insurance policies typically offer comprehensive coverage that includes -
Damages and losses that may arise out of collisions and accidents.
Coverage against losses incurred when your car is stolen.
Damages and losses caused to due to an accidental fire
Damages and losses due to acts of nature such as floods, cyclones, etc.
Offers sums assured up to 15 lakh, with a cover against accident leading to death or disability of the owner
Pays for property damages and injuries caused by your car.
These are some of the standard exclusions of car insurance in India.
In the case of a Third-Party or Liability Only Car Policy, damages to own vehicle won’t be covered.
You were driving drunk or without a valid driving licence.
You hold a learner’s licence and were driving without a valid driving licence-holder in the front passenger seat.
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)
Any contributory negligence(e.g. damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
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Here are some recommended add-ons that can widen the coverage of your Tata Zest car insurance policy.
Shields you from depreciation deductions on your car's value in case of a claim, ensuring you receive the full Insured Declared Value (IDV) for repairs, even for older vehicles like the Tata Zest.
Safeguards your Zest's vital engine components against unforeseen mechanical or electrical breakdowns, offering financial compensation for repairs.
Provides 24/7 assistance in case of emergencies like flat tires, battery drain, or minor breakdowns. This add-on ensures you get help and get back on the road quickly.
This add-on covers the cost of consumable items such as engine oil, lubricants, nuts, bolts, and screws, which are usually not covered under a standard car insurance policy.
If you lose or damage the keys of your Tata Zest, this add-on covers the cost of replacing or repairing the keys, including locksmith charges.
Leave Your Worries Behind. Buy Car Insurance Online!
Get cashless claim settlement at one of our network garages. The cashless claim process involves three simple steps :
Intimation - Intimate your claim by any of the method suggested above.
Survey - Upload documents & photographs of the damage caused to your car.
Claim Settle - Claim settlement directly with you or network garage.
Intimate
Survey & Verify
Settle
Get Cashless repairs at 4300+ garages across India
Already got IFFCO Tokio insurance for your Tata Zest? Great! Renewing your coverage is quick and easy:
Visit our website and head to the renewal section.
Enter your policy details.
Review your coverage (make any adjustments if needed).
Pay securely online.
Get your renewed policy documents instantly via email.
Remember to renew your policy before it expires to maintain continuous coverage.
By choosing the online renewal option and providing the necessary information, you can efficiently renew your Tata car insurance policy, ensuring continuous coverage and peace of mind on the road.
We always look forward to meeting you in person at any one of our offices. Yet, we also understand that you have a busy schedule. So, we have simplified the process of buying car insurance by letting you do it online.
Buying your Tata Indica car insurance online has many benefits. Let’s take a look at some of them.
The process is quick and seamless. Enter some basic information, choose your plan, and make the payment within a couple of minutes
Go paperless and enjoy the freedom that the digital experience brings
Enjoy the unparalleled convenience of purchasing insurance anytime, anywhere
Write us at support@iffco.co.in
Call us on 1800-987-6234