The Tata Indica is a compact hatchback car manufactured by the Indian automaker Tata Motors. Introduced in 1998, it quickly gained popularity for its affordability, fuel efficiency, and spacious interior. The Indica has undergone several updates and facelifts over the years, evolving to meet changing market demands. It is known for its reliability, low maintenance costs, and suitability for city driving. The Indica has been widely used as a family car and as a taxi in various countries. While it faced competition from other hatchbacks in its segment, it maintained a strong presence in the Indian automotive market for many years.
The Tata Indica hatchback has a three-star safety rating featuring twin airbags and a three-point seatbelt. However, even with the best automobile safety features, it would be foolish to go out on the road without a comprehensive car insurance plan. This is because even if you drive safely, you cannot say the same for other motorists. An insurance plan assures you that while damages cannot be prevented, the costs do not need to burn a hole in your savings.
IFFCO-Tokio General Insurance Co. Ltd. steps in to truly offer holistically designed car insurance policies. You can pick and choose add-ons to up your coverage for maximum protection from damages. Above all, with our Tata car insurance plan you stay in accordance with the Motor Vehicle Act which necessitates that your car is insured before you can legally drive it on the roads.
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If you want basic and affordable coverage for your Tata Indica, you can opt for third party insurance. These plans do 3 things for you. Firstly, they serve the basic legal requirement to drive your car on Indian roads. Secondly, they ensure you do not have to pay for third party damages and injuries in an accident you are involved in. And lastly, they will provide a payout of up to 15 lakhs in casean accidentleads to your total permanent disability or death.
However, third party insurance does not cover damages or total loss of your own vehicle. So while these plans might be extremely affordable, they do not offer any protection for your Tata Indica.
If you want to give your car complete protection, on and off the road, you should purchase this type of Tata Indica car insurance. This is because, comprehensive plans are made of two components, third party cover and own damage cover. This means that they provide everything that third party insurance.
But, along with this, comprehensive plans also protect your car. These plans offer coverage against damages and total loss of your vehicle due to accidents, acts of nature, theft, and other manmade calamities. Comprehensive car insurance also allows you to choose from different add-ons that widen the coverage of your plan and provide you with increase protection from perils of the road.
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Our Tata car insurance policies typically offer comprehensive coverage that includes -
Damages and losses that may arise out of collisions and accidents.
Coverage against losses incurred when your car is stolen.
Damages and losses caused to due to an accidental fire
Damages and losses due to acts of nature such as floods, cyclones, etc.
Offers sums assured up to 15 lakh, with a cover against accident leading to death or disability of the owner
Pays for property damages and injuries caused by your car.
These are some of the standard exclusions of car insurance in India.
In the case of a Third-Party or Liability Only Car Policy, damages to own vehicle won’t be covered.
You were driving drunk or without a valid driving licence.
You hold a learner’s licence and were driving without a valid driving licence-holder in the front passenger seat.
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)
Any contributory negligence(e.g. damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
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Here are some add-ons that can enhance your Tata Indica car insurance coverage:
Your car can depreciate by up to 40% in 4 years. Therefore, after 4 years, you will only get 60% of the car’s value or total repair costs in case of a claim. To avoid this, you can opt for the zero depreciation add-on with your Tata Indica insurance policy. This will safeguard your car from depreciation and ensure you get complete compensation in case of a claim.
The Indica is an extremely reliable car. However, even the best cars in the world can experience a mechanical breakdown. This is why it makes sense to include the Roadside Assistance add-on with your Tata Indica insurance. It will ensure that, if you are ever stranded due to mechanical failure, you can get help with just a single call.
This is another important add-on you can opt for with your Tata Indica car insurance policy. This add-on protects the important parts of your engine such as the crankshaft, piston, pins, cylinder, gearbox, and so on from damage. This add-on is especially useful if you live in a low-lying area where flooding could damage your car’s engine.
This add-on covers the cost of consumable items such as engine oil, lubricants, nuts, bolts, and screws, which are usually not covered under a standard car insurance policy.
If you lose or damage the keys of your Tata Indica, this add-on covers the cost of replacing or repairing the keys, including locksmith charges.
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Get cashless claim settlement at one of our network garages. The cashless claim process involves three simple steps :
Intimation - Intimate your claim by any of the method suggested above.
Survey - Upload documents & photographs of the damage caused to your car.
Claim Settle - Claim settlement directly with you or network garage.
Intimate
Survey & Verify
Settle
Get Cashless repairs at 4300+ garages across India
Renewing your Tata Indica car insurance is a straightforward process. Visit our website, navigate to the renewal section, input your policy details, review your coverage, make the payment securely, and receive your renewed policy documents electronically.
Remember to renew your policy before it expires to maintain continuous coverage.
By choosing the online renewal option and providing the necessary information, you can efficiently renew your Tata car insurance policy, ensuring continuous coverage and peace of mind on the road.
We always look forward to meeting you in person at any one of our offices. Yet, we also understand that you have a busy schedule. So, we have simplified the process of buying car insurance by letting you do it online.
Buying your Tata Indica car insurance online has many benefits. Let’s take a look at some of them.
The process is quick and seamless. Enter some basic information, choose your plan, and make the payment within a couple of minutes
Go paperless and enjoy the freedom that the digital experience brings
Enjoy the unparalleled convenience of purchasing insurance anytime, anywhere
Write us at support@iffco.co.in
Call us on 1800-987-6234