Citroën is a French car manufacturer established in 1919 by André Citroën. Their roots lie in supplying armaments to the French army during WW1. However, André Citroën soon realized that the future was going to be dominated by four-wheelers, so he decided to invest in it. And, ever since then Citroën hasn’t looked back. Citroën is a name constantly associated with innovation. From mass producing the world’s first car with front-wheel drive, to producing the self-leveling suspension, Citroën has been a pioneer.
Many of their famous models are the Traction Avant, the DS which introduced the modern disc brakes in a car, C3, Aircross, and C4 among many. As a brand that has been associated with innovation, it will be the best decision to let your new car be a Citroën. To make that decision even better, you should buy the Citroën car insurance. The Citroën car insurance will give you and your family the financial protection you require from on-road mishaps. You can but third-party Citroën car insurance, or the comprehensive Citroën car insurance.
Citroën cars come with the best in-class features for their customers to enjoy. Their safety features include airbags, child protection system, speed assistance and lane assist system to name a few. While these features will guarantee that you have the smoothest of driving experience, accidents and other unfortunate incidents that take place on-road can never be predicted. However, it is always better to have a layer of financial protection from such incidents. This is why you should get the Citroën car insurance policy.
The Citroën car insurance plan helps in covering the cost of damages caused to your car in an accident, theft, fire or disasters. The Citroën car insurance policy covers the cost of damages caused to any third-party property.
IFFCO-Tokio is the preferred brand for Citroën car insurance plan for most Indian families. For more than 20 years, IFFCO-Tokio has been serving its customers with the best service in the industry. When you select IFFCO-Tokio for your Citroën car insurance policy, you get benefits such as:
1. Access to 4300+ network garages
2. Access to 6900+ network hospitals
3. Best coverage for your CNG/LPG fuel kit
4. Same day claim settlement
5. NCB of up to 50%
You get the following coverage under your Citroën car insurance plan:
Damages or losses caused to your car when involved in an accident will be covered by the policy
Theft or your car, damages or losses during an attempted theft of your car will be covered by the policy
Partial damage caused to your car or total loss of your car due to fire will be covered by the policy
Damages or losses caused to your car due to natural calamities such as floods, hurricanes and cyclones will be covered by the policy
The personal accident cover will compensate your family in case you get physically disabled or die in an accident
Damages or losses caused to the third-party by your car in an accident will be covered by the policy
The following things are excluded from your Citroën car insurance policy:
Damages or losses caused to your car because of a war-like situation or due to defense tests such as nuclear tests will not be compensated by the policy
Damages or losses caused by your car while you’re driving under the influence of alcohol will not be covered by the policy
Damages or losses caused by your car while you are found to be driving with an expired or fake license will not be covered by the policy
Damages or losses caused by your car when you are driving with an expired car insurance policy will not be covered by the insurer
The cost of repair and servicing of your car caused due to the regular wear and tear based on the usage will not be covered by the policy
You can buy the following add-ons to your Citroën car insurance plan to get extra coverage:
This add-on will ensure that you receive the full amount as compensation without the depreciated value being included in it when you file a claim
This add-on will cover the cost of repairs for any damage caused to your engine or if it suffers mechanical failure
With this add-on, the NCB discount that you have will not be lost even if you file a claim against your policy
You will be compensated as per the on-road value of your car in case your car gets stolen or totally damaged with the help of this add-on
If your car suddenly stops working in the middle of the road, you can call your insurer and get immediate Roadside assistance for your car with the help of this add-on
Third-party is mandatory under the Motor Vehicles Act of 1988 for your car to eligible for Indian roads. Third-party insurance only covers the damage or loss caused to third-party property. If your car causes damage to third-party vehicle or property, this Citroën car insurance policy will cover the cost of the damage. If your car injures or kills a person from the third-party, the insurance will cover the financial and legal liabilities. When you purchase personal accident cover which is mandatory by the law, your family will be compensated if you get physically disabled or die in an accident.
The comprehensive Citroën car insurance plan provides a wide range of coverage to you and your family. This insurance covers the cost of damages caused to third-party property and your vehicle as well.
Deductible is the certain amount agreed between you and your insurer that you will pay towards the claim settlement
Coverage is the financial protection that is offered to you under the policy
Premium is the amount you pay your insurer to enjoy the coverage offered to you by the policy
IDV is the compensation amount given to you which is based on the on-road price of car
Add-ons are extra packages that you can purchase and include in your policy to get added financial coverage
Network garage is a chain of garages that have a tie-up with your insurer to provide affordable service to its customers
With IFFCO-Tokio, there are two easy ways to buy your Citroën car insurance plan:
On the website (www.iffcotokio.co.in), first log-in, then submit your contact details, submit the details of your car such as the model and registration number. After you submit these details, you can view the Citroën car insurance plans.
When you opt for the comprehensive Citroën car insurance policy, you can choose add-ons to get extra coverage
All that is left for you to do is to pay for your Citroën car insurance plan from the website. You will receive your copy of Citroën car insurance policy via mail.
With IFFCO-Tokio’s Citroën car insurance policy, you get benefits such as:
You can renew your Citroën car insurance plan online from your computer or mobile without any hassles
You are not required to submit physical copies of your documents when you purchase your Citroën car insurance policy online
You can easily customize your Citroën car insurance plan online with the help of IFFCO-Tokio
When you buy your Citroën car insurance plan from IFFCO-Tokio, there are 3 ways to file a claim:
1. Quick Claim Settlement (QCS) app
You can file a claim using the QCS app by following these steps:
2. Telephonic claim
Call on 1800-109-5499 to file a telephonic claim
3. Online claim