The Tata Sumo is a popular multi-utility vehicle (MUV) produced by the Indian automaker Tata Motors. It has been in production since 1994 and has undergone several updates and facelifts over the years. The Sumo is known for its rugged build, spacious interior, and reliable performance, making it a preferred choice for commercial purposes, as well as for personal use, particularly in rural and semi-urban areas in India. It has been widely used as a passenger carrier, goods carrier, and for various other purposes, including as an ambulance and for off-road applications. The Sumo has been a significant player in India's automotive market and has gained a loyal customer base over the years.
We understand your commitment to safe driving, but accidents can still happen unexpectedly. With Tata car insurance from IFFCO-Tokio General Insurance Co. Ltd., you'll be financially protected no matter what. Our comprehensive policy covers damages from accidents, third-party liability, and even natural or man-made disasters like floods, riots, and theft.
In India, having motor insurance is mandatory by law, so it's essential to have at least basic coverage in place. We want you to drive your Tata Sumo with peace of mind, and our insurance ensures just that.
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There are two main types of car insurance policies available for your Tata Sumo, each offering varying levels of coverage:
More Details about Third-Party Car Insurance
More Details about Comprehensive Car Insurance Policy
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Our Tata car insurance policies typically offer comprehensive coverage that includes -
Damages and losses that may arise out of collisions and accidents.
Coverage against losses incurred when your car is stolen.
Damages and losses caused to due to an accidental fire
Damages and losses due to acts of nature such as floods, cyclones, etc.
Offers sums assured up to 15 lakh, with a cover against accident leading to death or disability of the owner
Pays for property damages and injuries caused by your car.
These are some of the standard exclusions of car insurance in India.
In the case of a Third-Party or Liability Only Car Policy, damages to own vehicle won’t be covered.
You were driving drunk or without a valid driving licence.
You hold a learner’s licence and were driving without a valid driving licence-holder in the front passenger seat.
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)
Any contributory negligence(e.g. damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
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Boost your Tata Sumo car insurance coverage with these valuable add-ons:
Get assistance for breakdowns, flat tires, fuel delivery, and towing services, ensuring you're never stranded on the road.
Ensure full reimbursement for repair or replacement costs without factoring in depreciation, maintaining the value of your Tata Sumo.
Protect your Sumo's engine against damages due to water ingression, lubricant leakage, or hydrostatic lock, safeguarding against expensive repair bills.
Cover expenses for consumable items like nuts, bolts, engine oil, and coolant during repairs, minimizing out-of-pocket expenses.
Receive coverage for the cost of replacing lost or stolen keys, including locksmith charges and reprogramming costs for electronic keys.
Choose these add-ons to enhance your Tata Sumo car insurance policy and enjoy comprehensive protection on the road.
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Get cashless claim settlement at one of our network garages. The cashless claim process involves three simple steps :
Intimation - Intimate your claim by any of the method suggested above.
Survey - Upload documents & photographs of the damage caused to your car.
Claim Settle - Claim settlement directly with you or network garage.
Intimate
Survey & Verify
Settle
Get Cashless repairs at 4300+ garages across India
You can buy car insurance plan online with ease in following three steps!
Renewing your Tata Sumo car insurance is a straightforward process. Input your policy details, review your coverage, make the payment securely, and receive your renewed policy documents electronically.
Remember to renew your policy before it expires to maintain continuous coverage.
By choosing the online renewal option and providing the necessary information, you can efficiently renew your Tata car insurance policy, ensuring continuous coverage and peace of mind on the road.
The benefits of buying Tata car insurance online include convenience, cost-effectiveness, and instant policy issuance. Let’s check the top reasons why you should buy Tata Sumo car insurance online:
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