Home is where the heart is! It’s a place where laughter fills the air and precious memories adorn the walls. It’s your happy place and probably one of your most valuable assets, both from a financial standpoint and an emotional perspective as well. That’s why you should protect it with a good home insurance policy.
Our home insurance plans protect your adobe both inside and out, covering the structure of your home and its belongings. Get protection from fire, lightning, robbery, riots and many more unfortunate events that could damage your home and your personal property.
A home insurance policy from IFFCO-Tokio General Insurance Co. Ltd. will also cover expensive gadgets, home appliances, jewellery and other valuable belongings. You can also include add-ons to tailor a plan to cover your needs better. All-in-all our Home Protector Policy provides comprehensive protection for your home.
It is a Reinstatement value basis policy. But during unavoidable circumstances, you may get the realisable value of your home i.e. the market value of constructing your home in case of total damage to the structure.
No Depreciation
No depreciation deducted in case of a total breakdown of your electrical or electronic equipment that is less than 5 years old.
Pet Cover
Our home insurance covers your pets, because they are part of your family and one of the many things that make a house …a Home.
Coverage for Tenants
You can get home insurance that provides coverage to the contents of your home along with other assets and liabilities even if you are on rent.
Coverage for Students
You can provide complete protection to your children’s home contents when they are staying away from home anywhere in India.
Accidental Damages
Coverage to your contents from accidental damage is a unique offering under the product, where you need not worry about damages to your belongings anymore.
Affordable premiums
Get comprehensive protection for your home and your invaluable belongings at extremely affordable annual premiums.
Instant policy insurance
You can buy home insurance online in just a few clicks and get an instant policy. So why wait? Get your home insured now!
Home Insurance from IFFCO-Tokio ensures the safety of your home and your belongings. Our plans offer comprehensive protection from unforeseen events that can cause damage to your home, all so you can enjoy complete peace of mind at all times! It is a comprehensive plan which gives coverage to your Assets, Interests, Liabilities and yourself.
Our home insurance plans provide all-round protection for your home. We’ve thought of everything – even damage caused due to the impact of an aircraft is covered by home insurance policies! However, there are some things that escape the coverage of home insurance in general. These include, but are not limited to the following:
Damage as a consequence of war, invasion, the act of a foreign enemy, hostilities, civil war, rebellion, revolution, etc.
Any damage due to confiscation, commandeering, requisition or destruction by order of any government or lawfully constituted authority.
Any damage directly or indirectly caused by or contributed to or arising from ionizing radiation or contamination by radioactivity.
Damage caused by general wear and tear or gradual deterioration is not covered by home insurance.
Any existing damage, injury, disease or illness occurring before the cover commences under the home insurance policy.
Damage caused due to terrorism is excluded unless specifically mentioned in the home insurance policy.
No two homes are the same – we understand this, and that’s why we offer 3 different types of home insurance plans for you to choose from. We also offer add-on options as well so you can build a plan around your protection needs.
Buy to insure the safety of your home and your belongings... READ MORE
All in One Home Protector Policy offers protection to your home and your household assets. It is a one-stop solution for homeowners and tenants. READ MORE
We need to protect our valuable assets from damage. The same goes for our home, which is probably one of the most valuable assets. There’s a lot you can do to protect your home -locks to keep out invaders, a sprinkler system to put out fires, CCTV cameras to deter untoward activity and so much more. However, the ultimate back-up plan is a house insurance plan. Here are some reasons why you need to invest in such a policy to keep your home safe.
Climate change is a real danger. It has caused a lot of weather anomalies in recent times. There have been increased instances of flooding in metro cities that have caused damages to many homes. The best way to protect your home from these natural calamities is a house insurance policy.
There was a case of robbery, theft & burglary in residential premises every 3 minutes. Also, more than 60% of the population was not prepared to handle home safety threats! Well, the easy way to change this is to opt for a house insurance policy!
The gadget you carefully pick out, any art that adorns the walls, the television your family gathers around, the jewellery box that is opened on special occasions – protect them all with a home insurance plan.
Homeowners: If you are a homeowner, you can buy a house insurance policy to protect your home. Considering the fact that you’ve invested a lot of time, money and effort into buying and making a space your own, it makes sense to de-risk it from unfortunate events with the help of a good insurance policy.
Tenants: You can buy house insurance even if you are on rent, While the living space itself might not be yours, the numerous artefacts, appliances, gadgets and valuables that fill the space well truly belong to you – protect them with a good home insurance policy. You can also protect your liability against any damage.
You can drop by your nearest IFFCO-Tokio General Insurance Co. Ltd. branch to buy a house insurance policy. We can guide you through the different types of plans available and how to best protect your home.
You can also buy home insurance online. Just visit our website, fill some simple details, choose the coverage you want, and make the payment. The policy will be issued to you instantly and coverage will begin immediately!
If your schedule permits, then you can always visit our branch to purchase a house insurance policy. However, if time is a constraint and you are looking for a hassle-free way to purchase a policy then going online is your best option.
You can buy house insurance online in just 3 simple steps! Just log onto our website, fill in your details and make the payment. It’s as easy as that!
Branch timings do not apply to online purchases. You can buy a policy whenever and from wherever you like. Isn’t that convenient?
You can save a lot of time just by skipping the branch visits. Add that to instant policy issuance and you could have a house insurance policy in minutes!
A lot of thought goes into while purchasing a home. Most of us will look at dozens of options before finding a property to hang the name board on. Therefore, the home insurance policy that protects your adobe should be subject to a similar level of evaluation & comparison. Here are some factors to keep in mind when weighing the options that will help you choose the right coverage for your home.
Look for home insurance that covers both the structure and the contents of your home. This way you get comprehensive protection for your Home.
Basis of claim settlement can be a vital factor before deciding a Home Insurance.
You should also compare home insurance in India based on Insurance Company’s repute and claim settlement record.
Our home insurance plans come with several add-on options. You can pick and choose the right add-ons to widen the coverage of your plan and ensure the best coverage for your home.
Lastly, do not forget to read the terms and conditions. It might not make for light reading but you should clear up any doubts that you have about the policy wordings before buy home insurance in India.
A home insurance plan provides financial coverage to your home against any natural calamities such as tornadoes, hurricanes, cyclones, storms, earthquakes, fires, lightning strikes, floods, landslides, damages caused by pipes, tanks, vehicles, or aircraft. It even covers the home from manmade calamities such as burglaries.
Yes, tenants are permitted to buy home insurance plans. This would be very helpful min covering their furniture, electronic gadgets, appliances, etc. This plan would also cover any damages faced by the structure of the house.
A home insurance plan provides coverage for the following losses:
Yes, our home insurance plans provide coverage for the loss of jewellery due to robbery, burglary, or dacoit. This applies not just to jewellery kept at home, but even in bank lockers.
Yes, our house insurance policies provide coverage for your damaged domestic appliances that are not older than 7 years as a result of a mechanical or electrical breakdown. We either provide coverage for its repairs or replacement, with certain exclusions in place.
