Skoda is an automobile company based in Czech Republic. It was established in 1895 and had its beginnings with manufacturing and selling bicycles. It gradually shifted into the production of automobiles in 1905. Since then, Skoda has been one of the well-known brands around the world that produces some of the most luxurious cars. Their famous models include Octavia, Rapid, Superb and Laura to name some.
One of their best cars, which is preferred by most customers, is the Skoda Kushaq. One of the best in class, spacious, luxurious and easily affordable, Skoda Kushaq is the car you should go for if you are looking to buy a new Skoda car. You can make the experience of owning the Skoda Kushaq even better by purchasing the Skoda Kushaq car insurance with it. With the Skoda Kushaq car insurance, you can ensure the best financial protection for you and your family from any accidents when on-road. You can buy the third-party insurance or the comprehensive insurance.
Like all of the Skoda cars that are packed with amazing features, the Skoda Kushaq is no different. Packed with safety features such as ESC, ABS, EBD and Roll over protection among others, your car will ensure you get the proper Skoda experience. But, on-road mishaps can happen anytime. One thing that you can add to your list of precautions is the Skoda Kushaq car insurance policy.
The Skoda Kushaq car insurance plan financially protects you and your family from the perils of the road. It covers the cost of the damages or losses caused to your car and to any third-party property or person.
IFFCO-Tokio is the brand that is trusted by most people. The services that they provide, their settlement process, their connectivity are just some of the things that make them an industry leader. When you buy your Skoda Kushaq car insurance policy from IFFCO-Tokio, you get services like:
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BUY/RENEW POLICYYour Skoda Kushaq car insurance plan covers the following things:
Damages and losses that are caused to your car in an accident or collisions will be covered by the policy
If your car gets stolen, your policy will compensate you if you get a rented car. Damages or losses caused to your car will be covered by the policy.
Damages or loss of your car due to an accidental fire will be covered by the policy
Damages or losses caused to your car due to natural disasters such as floods, earthquakes, cyclones and tsunamis will be covered by the policy
This cover will ensure that your family gets compensated if you get disabled or die in an accident
Damages or injuries caused to the third-party by your car will be covered by the policy
Your Skoda Kushaq car insurance plan does not cover the following things:
Damages or losses caused to your car due to war-like situation or nuclear tests conducted by government will not be covered by the policy
Damages or losses caused by your car while being driven under the influence of alcohol will not be covered by the policy
Damages or losses caused by your car when being driven by you without a proper license will not be covered by the policy
If your car causes an accident, and you are found to be driving with an inactive car insurance policy, the insurer will not cover the cost of the damages or losses
The cost of repairs of your car due to the regular wear and tear caused to the usage of the car will not be covered by the policy
When you purchase your Skoda Kushaq car insurance policy from IFFCO-Toki, you can include the following add-ons:
This add-on ensures that you get full compensation amount without the depreciation value being adjusted when you file a claim
With this add-on, you will be provided with immediate assistance by your insurer when your car stops working suddenly in the middle of the road
This add-on pays for the cost of repairs of your engine due to any damage or a mechanical failure
With this add-on, the NCB discount that you get will not be lost even if you file for a claim against your policy
With the RTI add-on, your insurer will compensate you as per the on-road price of your car in case of a theft or total loss of your car
Third-party insurance offers limited coverage and only covers the cost of third-party damages or losses. This policy is mandatory under the Motor Vehicles Act of 1988 for your car to be eligible on the Indian roads. This Skoda Kushaq car insurance plan will cover the costs of damage or loss caused to third-party vehicle or property. If any injury or death is caused in an accident caused by your car, the policy will cover the cost of financial and legal liabilities. You can purchase the personal accident cover with this policy, which is mandatory by the law. This cover will ensure that your family gets compensation of up to Rs.15 Lakhs if you get disabled or die in an accident.
The comprehensive Skoda Kushaq car insurance policy offers extensive coverage for you and your car. This policy covers the cost of damages of third-party and the damages caused to your car as well.
Damages or losses caused to your car due to natural calamities will be covered by the comprehensive Skoda Kushaq car insurance plan. Calamities include earthquakes, floods, landslides, hailstorms, cyclones and typhoons.
Damages or losses caused to your car due to manmade calamities will be covered by the comprehensive Skoda Kushaq car insurance policy. Calamities include riots, strikes, vandalism, terrorist activities and theft.
Partial or total loss of your car will be covered and compensated for by the policy.
You can buy add-ons for your Skoda Kushaq car insurance plan. Add-ons include Zero depreciation cover, NCB protection cover, Engine protection cover, Roadside assistance and RTI cover.
Deductible is the certain amount agreed between you and your insurer that you will pay towards the claim settlement
Premium is the amount you pay your insurer to enjoy the coverage offered to you by the policy
Coverage is the financial protection that is offered to you under the policy
Add-ons are extra packages that you can purchase and include in your policy to get added financial coverage
Network hospital is a chain of hospital that have a tie-up with your insurer to provide affordable treatment to their customers in the event of an accident
Insured Declared Value is the compensation amount given to you which is based on the on-road price of car
With IFFCO-Tokio, there are two easy ways to buy your Skoda Kushaq car insurance plan:
On the website (www.iffcotokio.co.in), first log-in, then submit your contact details, submit the details of your car such as the model and registration number. After you submit these details, you can view the Skoda Kushaq car insurance plans.
When you opt for the comprehensive Skoda Kushaq car insurance policy, you can choose add-ons to get extra coverage
All that is left for you to do is to pay for your Skoda Kushaq car insurance plan from the website. You will receive your copy of Skoda Kushaq car insurance policy via mail.
With IFFCO-Tokio’s Skoda Kushaq car insurance policy, you get benefits such as:
You can renew your Skoda Kushaq car insurance plan online from your computer or mobile without any hassles
You are not required to submit physical copies of your documents when you purchase your Skoda Kushaq car insurance policy online
You can easily customize your Skoda car insurance plan online with the help of IFFCO-Tokio
When you buy your Skoda Kushaq car insurance plan from IFFCO-Tokio, there are 3 ways to file a claim:
1. Quick Claim Settlement (QCS) app
You can file a claim using the QCS app by following these steps:
2. Telephonic claim
Call on 1800-109-5499 to file a telephonic claim
3. Online claim
To file a claim on IFFCO-Tokio’s website, you will have to: