Renault is a well-known car manufacturer in India, offering you with a wide range of vehicles from which one could choose from. These cars are durable and offer you with great mileage which makes them on the best choices while planning to purchase a car. These cars are priced at a very economical price range making it possible for everyone to purchase these cars without much of a financial trouble!
Renault Kiger is a 5-seater compact SUV and is available in 24 variants. They are stunningly designed with its muscular SUV stance to complement your free spirit. These cars offer you with smart interiors and a sporty performance which grabs the attention of the people and make them one of the top choices while planning to purchase an SUV.
You should purchase a good Renault Kiger car insurance policy for your Renault Kiger vehicle to safeguard yourself from facing any financial losses in case of an accident. Apart from accidents, the Renault Kiger car insurance policy would cover you from facing various other financial losses as well. Continue reading to understand more about our Renault Kiger car insurance policy.
Car insurance is a contract between you and the insurance company that protects you against the financial losses you would otherwise have faced in the event of an accident or theft. In exchange of paying a premium amount, the insurance company would pay for the damages and losses as mentioned in your policy.
You could easily renew your existing policy or purchase a new one after expiry by contacting your insurance provider and following a few simple steps mentioned by your insurance provider.
We, at IFFCO-Tokio General Insurance Co. Ltd. are adapting to the innovation brought to the insurance sector. We are bringing in technology to provide you with your Renault Kiger car insurance policy that’s quicker and more convenient.
One of the ways we are doing this is through our Quick Claim Settlement (QCS) App that allows you to select from a list of services right at your fingertips! You can submit your claim through your smartphone and get up to Rs. 50,000 in compensation in just 4 hours.
We have 19 years of experience in the insurance industry while having an excellent claim settlement ratio. This is one of the many reasons why 1,00,000+ individuals trust us for all their car insurance needs.
We provide cashless service in more than 4300+ network garages that are evenly spread across the entire country.
We offer a Quick Claim Settlement (QCS) under which your Renault Triber car insurance policy claims get settled seamlessly within minutes.
We have been servicing our customers with a list of insurance policies for 19 years.
IFFCO-Tokio General Insurance Co. Ltd. won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles.
We have more than 20,000 agents and branches from where you could purchase our Renault Triber car insurance policy having a wide presence throughout the country.
With our Renault Kiger insurance policy, you could safeguard yourself from the finances of the damages and losses you may incur due to the following reasons.
Provides coverage for the damages and losses that are caused due to an accident or collision.
Provides coverage to the losses incurred due to theft.
Provides coverage for the damages and losses caused due to an accidental fire.
Provides coverage to the damages and losses caused due to acts of nature such as floods, earthquakes, etc.
Provides compensation of up to Rs. 15 lakh in case the accident leads to death or disability of the owner.
Provides coverage to the damages and injuries caused to third-party individual or property.
There are some general exclusions that would not be covered under our Renault Kiger car insurance policy.
Damages to your own vehicle will not be covered in case of a third-party Renault Kiger car insurance policy.
Damages that are caused when the driver is driving without a valid license will not be covered under our Renault Kiger car insurance policy.
Damages that are caused due to negligence such as driving your Renault Kiger car in a flood are not covered in our Renault Kiger car insurance policy.
Damages that are caused when the driver was under the influence of alcohol will not be covered under our Renault Kiger car insurance policy.
Damages that are caused when your Renault Kiger car insurance policy is not active will not be covered.
Widen the coverage of your Renault Kiger car insurance policy from our range of add-ons.
While choosing the Zero-Depreciation add-on, the entire claim amount without considering their depreciated value will be paid to you.
While choosing Roadside Assistance add-on, you can simply call your insurance provider and they will send mechanical assistance your way in case of mechanical failure, flat tire or even if you run out of fuel!
While choosing the Engine Protection, the Renault Kiger car insurance policy covers the repair cost without you having to spend anything.
While choosing the No Claim Bonus (NCB) Protection, it keeps your bonus safe even if you make a claim against your Renault Kiger car insurance policy.
While choosing the Return to Invoice Cover, the insurance provider will pay the on-road price of your Renault Kiger car as compensation in case of total loss or theft of your vehicle.
You could easily choose the type of Renault Kiger car insurance policy according to your needs and requirements.
Third-party Renault Kiger car insurance policy is required by law to drive your Renault Kiger car in India. They offer you with basic protection and do not cover the damages done to your own vehicle. Third-party Renault Kiger car insurance policy only compensates for the damages and losses caused to a third-party person or property in an accident you are involved in.
Comprehensive Renault Kiger car insurance policy provides you with complete protection to your Renault Kiger car. In addition to third party cover, this Renault Kiger car insurance policy will also cover the damages and losses incurred to your Renault Kiger vehicle due to road mishaps, acts of nature and man-made calamities such as theft. You could also purchase add-ons that would widen the coverage of your Renault Kiger car insurance policy.
You can easily purchase your Renault Kiger car insurance policy by visiting one of the nearest branches or agents near you. We have trained executives at our branches that would guide you at every step of the Renault Kiger car insurance policy purchase process. They would make sure that you get the coverage according to your needs and leave the branch satisfied with your Renault Kiger car insurance policy.
You could also purchase your Renault Kiger car insurance policy online by visiting our website and following the steps mentioned below.
Provide the basic details of your Renault Kiger car. This information will help us find the best Renault Kiger car insurance policy for you.
Choose the coverage and add-on benefits you would like to have by adjusting the IDV as per your needs and build a plan that is suitable for you.
Verify the information you have entered before completing the payment process. Once completed, the Renault Kiger car insurance policy documents will be emailed to you instantly!
We understand that it may not be possible for you to visit one of our branches to purchase your Renault Kiger car insurance policy due to certain reasons or commitments. Hence, we allow you to purchase your Renault Kiger car insurance policy online through our website. Doing so will afford you the following amazing benefits.
You could avail of amazing discount on your Renault Kiger car insurance policy premium while purchasing it online.
You can conveniently purchase your Renault car insurance policy whenever you want without worrying about our working hours.
You can purchase your Renault Kiger car insurance policy in just a few minutes by completing it online and skipping the trip to and from our branch.
We have made it very easy for our customers to make a claim for their Renault Kiger car insurance policy by one of the following ways.
Through our Quick Claim Settlement (QCS) App
You can claim for compensation through our Quick Claim Settlement (QCS) App. You would have to upload he photos, documents, videos, etc., of the damages you want to make a claim for. Your claim would be approved after we review the documents you upload. After this, the estimated amount for repairs will be sent to your bank account in just 30 minutes. Note that for claims made through the app the maximum claim amount will be Rs. 50,000.
Telephonic/Online claims
You can make a claim for compensation by reaching out to us at 1800-103-5499 or 0124- 4285499.
To make a claim online, you will have to log in with your registered email ID and password. Once you have logged in, click on the ‘make a claim’ option and follow the steps mentioned on the website.
If you make a claim over a call, our customer care executives will guide you with the procedures.
The easiest way to buy car insurance for your Hyundai i10 is through our website. Of course, you are always welcome to drop by one of our branches, but buying car insurance online is much simpler. All you have to do is follow these easy steps that are given below.
We need a couple of details about your car such as its variant, its fuel types and so on to put together great deals and coverage options.
Keeping in mind the information you share, we will provide quotes on car insurance plans. You can choose a plan you prefer and then customize to match your budget and protection needs.
Now all that left is for you to purchase the plan by making the payment. We provide multiple payment options and provide the policy document as soon as the funds come through.
The whole world has moved online – from your bank to your share broker. We offer all of our policies online as well as offline. However, buying through our website has some useful benefits, as mentioned below:
The online process can be started and finished within a span of minutes. This is much quicker than making trips to and from one of our branches, especially with traffic and what not!
Buying Hyundai i10 car insurance online is a cake walk. You just have to complete 3 steps from the comfort of your couch or office cabin and you’re done!
There are no time restrictions – you can buy a plan whenever you want, from wherever you want.
Car Insurance provides coverage against:
Damages and losses that may arise out of collisions & accidents.
Coverage against losses incurred when your car is stolen.
Damages and losses caused to due to an accidental fire.
Damages and losses due to acts of nature such as floods, cyclones, etc.
Offers sum assured up to 15 lakh, with a cover against accident leading to death or disability of the owner
Pays for property damages and injuries caused by your car.
Here are some recommended add-ons that can widen the coverage of your Hyundai I10 car insurance policy.
Your car can depreciate by up to 40% in 4 years. Therefore, after 4 years, you will only get 60% of the car’s value or total repair costs in case of a claim. To avoid this, you can opt for the zero depreciation add-on with your Hyundai I10 insurance policy. This will safeguard your car from depreciation and ensure you get complete compensation in case of a claim.
The I10 is an extremely reliable car. However, even the best cars in the world can experience a mechanical breakdown. This is why it makes sense to include the Roadside Assistance add-on with your Hyundai I10 insurance. It will ensure that, if you are ever stranded due to mechanical failure, you can get help with just a single call.
This is another important add-on you can opt for with your Hyundai I10 car insurance policy. This add-on protects the important parts of your engine such as the crankshaft, piston, pins, cylinder, gearbox, and so on from damage. This add-on is especially useful if you live in a low-lying area where flooding could damage your car’s engine.
If you drive safely and do not make a claim against your policy, you are entitled to a discount when your renew you plan. This discount is known as No Claim Bonus or NCB. If you continue driving safely and maintain your claim-free record, you could enjoy an NCB discount of up to 50%. However, make a single claim and your NCB discount is lost. If you wish to retain your NCB despite making a claim, you can opt for the No Claim Bonus protector add-in with your Hyundai I10 car insurance policy. This will ensure the NCB you’ve accumulated for years, is not lost when you make a claim.
With the return to invoice add-on, in case of total loss or theft of your vehicle, the insurance provider will pay the on-road price of your car as compensation. Whereas, with a normal plan, you would only get the IDV (on-road price minus depreciation) of your car and this decreases every year!
These are some of the standard exclusions of car insurance in India.
In the case of a Third-Party or Liability Only Car Policy, damages to own vehicle won’t be covered.
You were driving drunk or without a valid driving licence.
You hold a learner’s licence and were driving without a valid driving licence-holder in the front passenger seat.
Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)
Any contributory negligence(e.g. damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)
Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.
If you want basic and affordable coverage for your Hyundai I10, you can opt for third party insurance. These plans do 3 things for you. Firstly, they serve the basic legal requirement to drive your car on Indian roads. Secondly, they ensure you do not have to pay for third party damages and injuries in an accident you are involved in. And lastly, they will provide a payout of up to 15 lakhs in case an accident leads to your total permanent disability or death.
However, third party insurance does not cover damages or total loss of your own vehicle. So while these plans might be extremely affordable, they do not offer any protection for your Hyundai I10.
If you want to give your car complete protection, on and off the road, you should purchase this type of Hyundai I10 car insurance. This is because, comprehensive plans are made of two components, third party cover and own damage cover. This means that they provide everything that third party insurance.
But, along with this, comprehensive plans also protect your car. These plans offer coverage against damages and total loss of your vehicle due to accidents, acts of nature, theft, and other manmade calamities. Comprehensive car insurance also allows you to choose from different add-ons that widen the coverage of your plan and provide you with increase protection from perils of the road.
You should know these important car insurance terms before you buy a Hyundai I10 car insurance policy.
Premium is the cost of your Hyundai I10 car insurance policy. It is the amount you have to pay to enjoy car insurance coverage. It is usually payable annually, except for the case of long-term plans, where it is usually paid once every 3 years.
The financial protection provided by your insurance policy is known as coverage. The coverage of a car insurance policy will vary based on the insurance provider and the type of plan you purchase.
Add-ons are extra amounts of financial protection that you can purchase to widen the coverage of your Hyundai I10 car insurance policy.
IDV stands for Insurer Declared Value. It is the listing price of your vehicle minus depreciation. In case of a total loss of your vehicle or theft, IDV is the maximum compensation your insurance provider will offer.
No claim bonus, or NCB, is like a reward for not making a claim. It is a discount you enjoy when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year. You can avail a maximum discount of 50% year after year for not making any claims against your policy.
Simple, just use the car insurance premium calculator. This online tool allows you to check the premium of your Hyundai I10 car insurance policy using some very basic information. To calculate the premium, you must provide the following details:
Until recently, innovation and insurance were rarely used in the same sentence. However, we have made it our mission to change this. At IFFCO-Tokio, we are bringing in technology to provide you with car insurance that’s quicker and more convenient.
One of the ways we’re doing this is through our QCS app, which puts a host of our services at your fingertips! You can submit claims using your nothing but your phone and get up to Rs. 50,000 in compensation in just 4 hours.
With close to 20 years of experience in the insurance industry, we have settled more than 8 lakhs claims (in FY19) with a settlement ratio of 92.65%. This is just one of the reasons why 1,00,000+ individuals entrust us with their car insurance needs.
We provide cashless services in more than 4300 garages, which are evenly spread across the country.
We offer a QCS facility under which motor insurance claims get settled seamlessly within minutes.
For 19 years, we have been servicing our customers with a wide range of insurance policies.
We settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 92.65%
IFFCO-Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment of damaged vehicles.
Our policies can be brought from more than 20,000 agents and branches having a wide presence throughout the country.
Through QCS: If you wish to make a claim for compensation, you can do so using our QCS (Quick Claim Settlement) App. All you have to do is upload the photos, documents, videos, etc., of the damages you want to make a claim for. We will review the documents you upload and approve your claim (we have a claim settlement ratio of 92%). After this, the estimated amount for repairs will be sent to your bank account in just 30 minutes. Note that for claims made through the app the maximum claim amount will be Rs. 50,000.
Online and telephonic claims: You can register a claim for compensation online or by reaching us on 1800-103-5499 or 0124- 4285499.
To make a claim online, you will have to log in with your registered Email ID and Password. When you log in, just find the ‘make a claim’ option and follow the steps mentioned. If you register a claim over a call, our customer care executives will guide you with the further procedure.