MG (Morris Garages) motors is a well-known car manufacturer widely known for its two-seater sports cars. Apart from these sports cars, they even offer a wide range of latest luxury SUV cars in India. Their main vision is to build the next generation automotive company. These cars are known for their surprisingly excellent ride and comfort, interiors and stylish looks while being affordable.
MG Astor is a 5-seater SUV that is available 3 variants with the industry’s first personal AI assistant system. This technology is powered by i-Smart Hub and is capable of depicting human-like emotions, voices, and giving out detailed information via Wikipedia. This SUV would is equipped with Autonomous Level-2 system along with various functions to help enjoy your drive!
Even though these cars are tough, they should be well protected! You could easily protect the car and yourself from the expenses you would face in case of an accident by purchasing a MG Astor car insurance policy. Read more to understand the details of MG Astor car insurance policy.
In case your MG Astor car gets into an accident there are possibilities that your vehicle may get damaged and you may face various expenses due to it. To help you avoid these expenses, you could opt to purchase a MG Astor car insurance policy. This policy helps you cover most of the expenses caused due to the accident.
Apart from the losses incurred due to an accident, the MG Astor car insurance policy would compensate for the losses of other damages caused due to natural calamities and man-made calamities such as theft.
We have made it our mission to adopt various technologies to provide you with your MG Astor car insurance policy quicker with more convenience.
There are various methods adopted by us for doing so! One of the ways we are doing this is through our mobile app, which allows you to choose from a list of services in just a few clicks. It is even possible with us to issue your policy instantly with just your smartphone. It is easier to submit your claim and get a compensation of up to Rs 50,000 in minutes by just a few simple steps!
We have 19 years of experience in the insurance industry and have an excellent settlement ratio which is one of the many reasons why 1,00,000+ individuals trust us over other insurance companies present in the market with their car insurance requirements.
We provide cashless service in more than 4300 garages that are evenly spread across the country.
We settle your motor insurance claims seamlessly within minutes with the QCS facility.
We have been servicing our customers with a list of insurance policies for 19 years.
IFFCO Tokio won the 2019 IDC Digital Transformer Award for India for AI-based claim assessment for damaged vehicles.
There are more than 20,000 agents and branches evenly spread across the country from where our policies could be bought.
There are two types of policies available. You could choose your preferred MG Astor car insurance policy according to your needs and requirements.
Third-party MG Astor car insurance policy fulfils the basic requirement of having an insurance plan to drive your MG Astor vehicle on Indian roads. This policy offers you with basic protection and do not offer you with coverage for your own damages. Third-party MG Astor car insurance policy compensates for the damages and losses caused to a third-party individual(s) or property in an accident where you are involved.
Comprehensive MG Astor car insurance policy offers your MG Astor vehicle with complete protection. In addition to everything offered to you by third-party insurance, it also covers the damages and losses to your own vehicle due to road mishaps, natural calamities and man-made calamities such as theft. There are various add-ons that you could select to widen the coverage of your MG Astor car insurance policy.
While driving there is a risk that you may get into an accident and face various financial losses due to the damages caused to your MG Astor vehicle. To avoid facing these losses, you should purchase a MG Astor car insurance policy for your MG Astor vehicle and avail of various benefits. Some of these benefits are mentioned below –
Provides you with financial assistance and legal cover in case the third party vehicle files a
Avoids the financial losses you would have otherwise born in case of an accident, theft, natural or man-made calamities, etc.
Helps you with quick and easy process to purchase and claim your MG Astor car insurance policy smoothly.
Various add-ons to choose from while purchasing your car insurance to enjoy extra protection for your vehicle.
Ensures peace of mind to the owner of the vehicle and safeguards the vehicle from any future road mishaps.
We understand that it is not always possible to visit one of our branches due to work or other personal commitments. Due to this, we have made it easier and convenient to purchase your MG Astor car insurance policy online by visiting our website. There are various benefits of doing so such as –
You do not need to worry about our working hours while purchasing your MG Astor car insurance policy. Simply log into the website and purchase it whenever it may be convenient for you!
You could easily purchase your MG Astor car insurance policy online within a few minutes by completing a few simple steps! Skipping on visiting one of our branches to purchase your insurance could save up on a lot of time.
By purchasing your MG Astor car insurance through our website, you could save on a lot of overhead expenses. These savings are generally presented to you in the form of discounts on the premium of your insurance policy.
You could easily purchase your MG Astor car insurance policy by visiting your nearest IFFCO Tokio branch or agent. Our well-trained executives would help and guide you throughout the purchase process. Apart from this, you could also opt to purchase your MG Astor car insurance policy from our website by following a few simple steps.
You would need to enter and submit a few basic details of your MG Astor vehicle. These details will help us understand and suggest a suitable MG Astor car insurance policy for you.
Then, you would need to choose the coverage and add-ons that you would like to have in your MG Astor car insurance policy by adjusting our add-on benefit Insured Declared Value (IDV).
Once you are done verifying all the information entered in our database, you need to pay the premium for the insurance. The documents would be mailed to you instantly once you complete the payment process.
Our MG Aston car insurance policy safeguards your MG Astor vehicle from a wide range of mishaps and damages.
Damages and losses that may occur due to an accident or collision.
Coverage against losses incurred when your car is stolen.
Damages and losses that are caused due to an accidental fire.
Damages and losses caused due to acts of nature such as floods, cyclones, etc.
Get compensation of up to Rs 15lakh in case of accident that leads to death or disability to the owner of the vehicle.
Pays for property damages and injuries caused by your MG Astor vehicle.
There are a few general exclusions that are not covered under our MG Astor car insurance policy.
Damages that are caused due to wars and similar conditions would not be covered under our MG Astor car insurance policy.
Any damage caused by an individual driving the MG Astor vehicle without a driving license would not be covered under our MG car insurance policy.
The MG Astor car insurance policy would not cover any damages that are caused while driving your MG Astor vehicle under the influence of alcohol.
Regular wear and tear of the vehicles engine or other parts would not be covered under our MG Aston car insurance policy.
Any damage that arises after the policy has expired or not active would not be covered under our MG Astor car insurance policy.
You could easily choose from our range of add-ons to widen the coverage of your MG Astor car insurance policy.
The depreciation value of your car parts are deducted at the time of settling your claim. While opting for Zero Depreciation add-on, the entire claim amount would be paid to you without considering their depreciated value.
While opting for the roadside assistance add-on, you can simply call your insurance provider who would send mechanical assistance to you in case of mechanical failure, flat tire or even while running out of fuel
While choosing the engine protection add-on, the MG Astor car insurance policy would cover the repairs of the engine for free.
While making a claim, you lose the NBC bonus provided by the company. This add-on helps you keep your No claim bonus safe even while making a claim against your policy
With the return to invoice add-on, the on-road price of your MG Astor vehicle would be paid as compensation to you in case of total loss or theft of your vehicle.
The financial protection provided by your insurance policy is known as coverage. The coverage would differ based on the type of plan you purchase.
Premium is the amount you have to pay for your MG Astor car insurance policy. It is generally paid annually except for long-term plans where it is paid once in 3 years.
Insurer Declared Value (IDV) is the listing price of your vehicle minus depreciation. In case of a total loss of your vehicle or theft, IDV is the maximum compensation your insurance provider will offer.
Add-ons are extra financial protection that you could purchase to widen the coverage of your MG Astor car insurance policy.
No claim bonus (NCB) is like a reward for not making a claim. It is a discount you enjoy when you renew your plan after a claim-free year.