Different Types of Travel Insurance Offered by IFFCO Tokio

 IFFCO Tokio offers the following different types of Travel Insurance depending upon the purpose of travel:

• Single Trip Insurance.

• Multi-Trip Insurance.

Single Trip Insurance

Single trip insurance is for travelers going to one destination and coming back in a specified time period. IFFCO Tokio’s single trip insurance with worldwide coverage and comprehensive features is convenient to buy online.

Single Trip Insurance covers the following while traveling abroad:

• Medical expenses.

• Dental Treatment.

• Hospital Daily Allowance.

• Medical Evacuation.

• Personal Accident.

• Loss of Checked-in Baggage.

• Delay in receiving checked-in baggage

• Loss of Passport.

• Hijack Distress Allowance.

• Personal Liability.

• Transportation of mortal remains or burial at a local place.

What the policy does not cover:

• Pre-existing medical conditions.

• Expenses caused due to an event occurred before the commencement of the policy.

• Expenses incurred due to suicide attempts, mental disorders, anxiety, HIV/AIDS, depression, or self-inflicted injuries.

• Expenses incurred due to drug or alcohol abuse.

• Medical treatments like Ayurveda, naturopathy, or homeopathy.

• Traveling against medical advice.

• State of war or nuclear threats in the country one is visiting.

• Loss of property that is not reported to the police.

• Damage to checked-in luggage.

• Partial loss of checked-in luggage.

• High-risk sports activities.

• Serving in the armed forces or military in any country; in this case, the company may apply a pro-rata premium during the period of service.

• Participating in crime, civil commotion, or riot.

The above are only some of the exclusions. For a complete list, please read the policy documents carefully.

Multi-Trip International Insurance

If you are frequently traveling abroad, then it becomes cumbersome to purchase international travel insurance every time. In this case, you may buy a Multi-Trip International Insurance for the expected number of days of travel within a year. A one-time comprehensive international travel insurance for a year will not only be economical but also avoid the hassle of buying international travel insurance every time for your travel.

Multi-Trip Insurance covers the following while traveling abroad:

• Medical expenses.

• Dental Treatment.

• Hospital Daily Allowance.

• Medical Evacuation.

• Personal Accident.

• Loss of Checked-in Baggage.

• Delay in receiving checked-in baggage.

• Loss of Passport.

• Hijack Distress Allowance.

• Personal Liability.

• Burial at local place or transportation of mortal remains.

What the policy does not cover:

• Pre-existing medical conditions.

• Expenses caused due to an event occurred before the commencement of the policy.

• Expenses incurred due to suicide attempts, mental disorders, anxiety, HIV/AIDS, depression, or self-inflicted injuries.

• Expenses incurred due to drug or alcohol abuse.

• Medical treatments like Ayurveda, naturopathy, or homeopathy.

• Traveling against medical advice.

• Loss of property that is not reported to the police.

• Damage to checked-in luggage.

• Partial loss of checked-in luggage.

• High-risk sports activities.

• Serving in the armed forces or military in any country; in this case, the company may apply a pro-rata premium during the period of service.

• Participating in a crime, civil commotion, or riot.