5 Reasons Why You Need Travel Insurance

Travelling may just be one of the most satisfying things anyone could ever do. Be it travelling for fun or for work, the thought of visiting a new place and exploring its streets is just amazing! But, before you head out to partake in a new adventure, do you take time to give a thought to what might go wrong in the course of your travel plans? What if you get to the destination and find out that you have lost your luggage? What if your flight gets cancelled for some reason? The answer to these questions and more is one and the same – Travel Insurance. Many travellers either forget to opt for travel insurance or even purposely avoid buying it at times. In either case, the loss will be yours. Irrespective of whether you are travelling to a foreign land or within the country, travel insurance is a must as it benefits you in many ways. However, if you are still thinking about why you need travel insurance, here are some reasons to convince you:

1. Financial Security for Trips Abroad

Think of the situation where you visit a nice place abroad for the very first time for your vacation, but your wallet or bags get stolen – what would you do? This is when your travel insurance comes into effect. In case of such emergency situations like thefts, your travel insurance provider will assist you with financial backup to deal with the issue.

2. If You Lose Your Luggage

If by any chance, due to negligence from your side or from the airport authority’s end, your luggage gets lost or is delayed for a long course of time, with travel insurance you can rest easy as the policy will cover you for buying necessary things for the time being, till your baggage is traced. Of course, your personal belongings cannot be replaced, but your travel will definitely not be affected because of this.

3. In Case of Medical Emergencies

One of the biggest advantages of securing your trip with proper travel insurance is assistance for health issues or emergencies. While on your trip, if you get injured due to an accident or suffer from any medical condition, your travel insurance will cover you. Having said this, you will also get coverage for any incurred disability or the death of the traveller.

4. If the Trip Gets Cancelled

Travel insurance also covers situations where you may have to cancel your trip due to valid reasons, like sickness, injuries, national emergencies, or natural disasters. With travel insurance, you don’t have to worry about losing the entire amount you paid for the trip, in case it gets cancelled.

5. When You Miss a Connecting Flight

If you have a connecting flight and miss it by any chance, like a delay of the first flight, with travel insurance, you can claim reimbursement for the expenses of the missed connecting flight.

So, are you still pondering whether travel insurance is important? Always make sure that you have the right travel insurance for a hassle-free trip!