All the Sections of the Trade Protector Policy have additional benefits that can be availed by paying an extra premium.

 No, the Insurer shall not be liable for the following.

•  Any interest and/or penalty imposed on you on account of failure to comply with requirements laid down under Workman’s Compensation Act, 1923 and subsequent amendments of the said Act.
•  Liability to employees of your contractors.
• Any employee who is not a workman within the meaning of the Workman’s Compensation Act.
•  Any liability of Yours which arises by virtue of an agreement which would not have arisen in the absence of such agreement.

 Following perils are covered under the Trade Protector Policy for goods in transit:-

•  Fire.
•  Lightning.
•  Breakage of bridges.
• Collision with or by the carrying vehicle.
• Overturning of the carrying vehicle.
• Derailment or accidents of like nature to carrying railway wagon/vehicle.
• Robbery and Dacoity.
• Theft and/or non-delivery of the complete package (coverage available for consignments sent under a contract of affreightment only and not when being sent by your own Vehicle).
• Strike, riots and civil commotion, terrorist or malicious damage.

 Yes, the policy of a free lookup period of 15 days from the date of the issue of policy. If you are not satisfied with the policy, it can be revoked within 15 days by stating the reasons for doing so.