How is a third-party passenger carrying vehicle insurance policy different from a comprehensive one?

The third-party passenger carrying vehicle insurance policy provides financial protection from third-party liabilities only. So, if the insured vehicle causes damage to a third-party vehicle or property or bodily injury to third-party individuals, then the policyholder can raise a claim and get compensation for the same. 

The comprehensive passenger carrying vehicle insurance policy, on the other hand, financially protects the insured from multiple unforeseeable events such as floods, storms, lightning, landslides, cyclones, hurricanes, fires, and so on. Manmade calamities such as theft, riots, larceny, etc. are also covered.