How exactly does cashless commercial auto insurance policy work?

Getting cashless claims with your commercial auto insurance policy is extremely simple. It only involves the following steps:

• The insured buys a vehicle insurance policy from a company that has tie-ups with a wide network of garages in the country.
• If the insured vehicle is damaged in an accident, the policyholder can choose to get it repaired at one of the garages from the network.
• The insurance company pays the garage directly for the repair work done on the vehicle.
• The insured is only required to pay on the deductibles and for depreciation of replaced parts.