Cashless Repair:

4300+ Garages across the country for a seamless experience.

Super-Fast Claim Settlement:

QCS facility to settle claims amount up to 50, 000 within hours.

24 ★ 7 Support:

Our team in available for assisting you even on holidays.

High Claim Settlement Ratio:

Claim Settlement ration provides hassle free claims experience.

Customized Plan:

Customize and enhance your car insurance plan via multiple add-ons.

Self-inspection feature:

Using your smartphone, add proof of damage for easy claim processing.

Roadside assistance:

Reliable support available in case of flat tyre, battery jumpstart, fuel, towing etc.

Trusted Brand:

Happily serving our customers for more than 23 years with reliable insurance solutions.

Wide Network:

Our policies can be brought from more than 20,000 agents and branches throughout the country.

Premium:

It is the amount you have to pay annually to enjoy car insurance coverage.

Coverage:

Coverage refers to the financial protection of your plan. The coverage of a car insurance policy will vary based on the type of plan you purchase.

Depreciation:

Each year the value of your car decreases by a certain fixed percentage. This decrease in value is called depreciation.

IDV:

IDV stands for 'Insurer Declared Value'. It is the listing price of your vehicle minus depreciation. It is the maximum compensation your insurance provider will offer in case of total loss of your vehicle due to accident, theft etc.

No Claim Bonus:

NCB is like a reward for not making a claim. It is a discount on premium offered to you when you renew your plan after a claim-free year. This discount will keep increasing for every claim-free year and can goes up to 50% .

Third party:

A third party is a person or a vehicle owner who has been affected by your insured car (other than you or your passengers) is considered a third party in a car insurance claim.

Own Damage:

Any type of damage to insured car of policyholder is known as 'Own Damage'. It can be due to multiple factors like accidents, theft, natural calamities, fire, etc.

Claim Settlement:

One need to notify the car insurance company if the insured car suffers any damage due to theft, accident etc. This notification and subsequent settlement is called 'claim settlement'.

Cashless Claims:

Cost of the damage repairing of your insured car is directly paid to the garage by the insurer is called a 'cashless claim', as the policyholder does not have to handle this expense from their own pocket.

Fixed Deductibles:

This is a fixed amount you need to pay during claim. Values for fixed deductibles is set by the IRDAI (Insurance Regulatory and Development Authority of India) depending on the car engine cubic capacity. Fixed deductible charges are commonly known as file charges or compulsory charges.

Voluntary Deductible:

A voluntary deductible is the share of the claim that is paid by the car insurance policy holder voluntarily from their pocket. If the voluntary deductible is higher, then the car insurance premium will be lower.

Add-ons:

Add-ons are extra layers of financial protection that you can purchase to widen the coverage of your car insurance policy.

Zero Depreciation:

Zero Depreciation Cover is an add-on coverage. With zero depreciation coverage, insured does not have to pay the depreciation amount of damaged parts in case of a claim.

Consumables:

The parts of the car such as the Engine oil, Gearbox oil, Nut & bolts, Grease, Fuel filter, Oil Filters, Lubricants, Power steering oil, AC gas, radiator coolant and more, are called consumables.

For Your Car:

• Coverage for Third-Party Liabilities

Your car insurance policy will protect you from liabilities that may cause damage, injury, or damage to the property of a third party.

• Legally Mandatory

It is a legal obligation to have a valid car insurance policy to drive your car in India.

• Choice of Add-ons

You have the option to boost the coverage of your car insurance plan with up to 10 add-ons to choose from.

For You:

• Financial Protection

You get coverage for your four-wheeler against expenses that may occur due to accidents, thefts, fire, or natural or manmade calamities.

• Avoid Hefty Fines

With a car insurance plan in place, you can avoid paying hefty fines and drive your car without any worries.

• Peace of Mind

By securing your car both legally and financially, you can enjoy driving your four-wheeler hassle-free.