The aim of Janata Suraksha Bima Yojna is to provide insurance cover to farmers, rural households and small and marginal labor class who are chiefly involved in agriculture and allied activities, and/or are engaged in the unorganized sectors of the urban economy.
The Janata Suraksha Bima Yojna comprises of 2 Sections.
Section 1A provides insurance to Dwellings (building) against the risks covered under the Standard Fire and Special Perils Policy including Earthquake.
Section 1B provides insurance for household goods under the fire group of perils on a first loss (50%) basis.
Section 1C provides insurance for household items against burglary on a first loss (50%) basis.
Section 2 offers insurance coverage against Personal Accident to you and your spouse on a floater sum insurance basis. Coverage against permanent total disability and/or death resulting from an accidental injury is included in the personal accident insurance.
