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Machinery loss of profit covers consequential loss as an inevitable consequence of accidental breakdown of any machinery.
Loss of gross profit and/or increase in cost of working due to reduction in Turnover/Output
MLOP cover is granted only in conjunction with MB cover
General Exclusions
Wilful act or wilful negligence or gross negligence of the insured or his responsible representatives
Spoilage of raw materials, semi-finished materials or operating media (fuel, catalyst, lubricant etc.)
Restrictions imposed by law enforcing authority
Extensions of the normal repair period beyond 4 weeks due to
a. Inability or delay of insured in securing replacement parts or delay in carrying out repairs
b. Customs restrictions
c. Transport of damages or replacement parts to and from the insured premises. Alterations, improvements or over-hauling made while repairing
War and allied perils, Nuclear Perils
Any defects existing at the time of commencement of the policy which as known to the insured.
Intangible losses such as loss of good will, loss of customers etc
