Exclusions

• Fire, lightning, Chemical Explosion, Burglary and Theft

• Inundation, flood

• Earthquake

• Subsidence, landslide, Impact of land borne, Water borne craft.

• Wear and tear

• War or warlike operation

• Willful acts or Gross Negligence on the part of the Insured or of his representatives

• Faults or defects existing at the time of commencement of the insurance which ought to have been or were known to the Insured

• Faults or defects for which the supplier is responsible either by law or under contract (losses covered by warranty)

• Nuclear reaction, Nuclear Radiation or Radioactive contamination