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Public Liability Insurance
Cover for the optimum protection of your business
Public Liability Insurance Policy
Public liability insurance policy covers sum which the Insured becomes legally liable to pay as damages to the third party in respect of accidental death/bodily injury/disease and loss of or damage to property
The policy covers sum which the Insured becomes legally liable to pay as damages to third party.
It covers damages in respect of accidental death/bodily injury/disease and loss of or damage to property.
Limit of Indemnity to be offered in the ratio of AOA: AOY - 1:3.
AOA cannot be less than the paid-up capital of the proposer company.
AOA cannot be more than INR 5 Crores.
The maximum Indemnity that can be offered is AOA: AOY – INR 5 Crores: INR 15 Crores.
The policy can be issued on a claims-made basis on Right to Defend basis only.
The company can ask for turnover records.
Claims lodged after five years of their occurrence will not be entertained.
Public liability insurance policy covers all sums which the Insured becomes legally liable to pay as damages to the third party in respect of accidental death/bodily injury/disease and loss of or damage to property. It covers sums arising out of claims first made in writing against the Insured during the Policy period, including legal costs and expenses incurred with prior consent of Insurers, subject always to the limits of indemnity and other terms, conditions and exceptions of the policy.
All Written communication of collectorate is expeditiously brought to our attention and any information required regarding the same be given.
No admission of liability is made.
Claims lodged after five years of their occurrence will not be entertained.
The company can ask for turnover records.
Proportion payable in case of other insurance policies existing.
Non-disclosure or misdescription would affect the admissibility of your claim.
Arising out of damage to property owned, leased or hired or under hire purchase or on loan to the Insured or otherwise in the Insured's control, care or custody.
