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Public Liability Industrial & Storage Insurance
Buy the cover for Prudent Risk Mitigation Practice
Public Liability Industrial & Storage Insurance Policy
It covers all sums which the Insured becomes legally liable to pay as damages to third party in respect of accidental death/bodily injury/disease and loss of or damage to property.
Compulsory excess exists.
Pollution risks can be covered at a nominal additional premium.
Multiple units (non-manufacturing) along with the main manufacturing unit can be covered at nominal additional premium.
Storage risks will be covered by charging due premium.
That transportation of hazardous items outside premises excluded unless specifically covered.
Convulsions of nature can be covered by charging additional premiums.
For injury damage, which does not immediately show up, from the date of discovery of loss the retroactive period starts.
When a multiplicity of claims is received they will be treated as one.
It covers all sums which the Insured becomes legally liable to pay as damages to third party in respect of accidental death/bodily injury/disease and loss of or damage to property arising out of claims first made in writing against the Insured during the Policy period. It includes legal costs and expenses incurred with prior consent of Insurers, subject always to the limits of indemnity and other terms, conditions, and exceptions of the policy.
