Health Insurance for Individuals
A comprehensive health plan for individuals
A comprehensive health plan for individuals
Get Cashless Treatments in 7000+ Network Hospitals
The inclusions or coverage of a mediclaim policy varies among insurance companies. Medical Insurance from IFFCO Tokio include the following expenses :
If you are admitted in a hospital, the bed charges can run into several thousand. Mediclaim policy covers the money spent on private rooms, wards or ICU.
Mediclaim policies also cover doctor’s consultation charges or the charges to meet a specialist.
This includes expenses like oxygen cylinder, blood, organ donor expenses, organ donation, tests etc.
This covers the treatment that does not require hospitalisation and the patient stay in hospital is of less than 24 hours. Mediclaim policy from IFFCO Tokio covers above 380 procedures.
Services like X-ray and other test charges are also covered under our mediclaim policy.
Our mediclaim policies also cover the expenses that are incurred before and after the insured is hospitalized.
Alternative treatments like Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy are covered by our mediclaim policies.
Mediclaim policy also covers ambulance charges.
As comprehensive as a Mediclaim policy can be, there are certain aspects of treatment that are not included in the policy. Some of the common exclusions include:
Pre-existing illnesses are covered after the completion of waiting period
Plastic Surgery and Cosmetic Surgery
External devices like hearing aid or contact lenses.
Irrespective of the type of Mediclaim policy you buy, make sure to read the policy documents carefully and understand the terms and conditions. Knowing the terms and conditions will help you make an informed buying decision and you will get the best coverage to suit your needs.
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While researching for critital illness Insurance policies online, I came across Iffco Tokio. After going through both policies in detail, I realised that these policies are good and completely apt for my needs.
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Buy/Renew Family Floater Health Insurance Policy Online
In the purview of the sedentary lifestyle, people are at a high risk of suffering from various diseases. Purchasing a medical policy can help you get financial assistance in the hour of need. Today, a lot of people prefer buying a mediclaim health insurance policy because of the following reasons :
Mediclaim insurance provide protection against medical bills
You can avail of the cashless facility at network hospitals
Mediclaim is available for both individual and family
It provides tax benefits on the annual premium
There are various types of health insurance plans available in the market. You can choose a mediclaim policy, depending on your specific requirement. The popular types of Mediclaim policies are :
As the name suggests, in an individual mediclaim policy sum insured is taken for insured persons individually, and only the designated persons can avail of the benefits listed under the policy.
In a family floater mediclaim policy, the coverage is shared among all the family members covered. It can also be said that coverage is given to one individual, who can further extend this to his or her entire family.
While battling life-threatening diseases like cancer, kidney failure, heart diseases, etc. the hospital expenses quickly deplete your savings. A critical illness mediclaim policy helps in curbing those expenses by paying a lump sum amount on diagnosis of the disease.
This type of mediclaim policy offers protection against accidental death, permanent total disability, permanent partial disability and temporary total disability.
This type of mediclaim are generally effective if you have another health insurance and use this policy to get additional coverage at an efficient premium.
Buy/Renew Family Floater Health Insurance Policy Online
It’s okay to be a little confused when purchasing a mediclaim insurance policy, especially if you are a first time buyer. Insurance is not everyone’s cup of tea and selecting the right plan can be tricky. Keeping this in mind, we have highlighted basic pointers that will help you with your decision-making process & ensure you buy the right mediclaim policy.
You're likely aware of the multitude of Mediclaim insurance plans available, each presenting diverse features and advantages. Deciding among these options can pose a challenge. However, fear not! We've highlighted 5 important tips to help you choose the best health plan.
For those who prefer face-to-face health insurance purchases, our branches are available during office hours, offering expert guidance. Yet, for a more contemporary approach, simply visit our website to buy your mediclaim policy. Online purchases offer numerous benefits, including :
Buy/Renew Family Floater Health Insurance Policy Online
