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| Health Insurance Features | Benefits |
|---|---|
| Sum Insured (INR) | Up to 1 Crore |
| Network Hospitals | 7,000+ Across India |
| Pre-Hospitalization | Usually 60 Days |
| Post-Hospitalization | Usually 90 Days |
| Ambulance Expenses | Covered |
| Coverage for Accidents | From Day 1 |
| Tax Benefit | Up to Rs. 1 Lakhs |
| Co-pay | Nil |
| Critical Illness | Covered |
| No medical test | Upto 60 years |
| Day Care Cover | 383 procedures covered |
| Online Renewal | Available |
| Wellness Benefits | Covered |
A family health insurance plan is enough to safeguard the future of your loved ones.
Customize your health insurance to best suit specific needs of each family member.
Boost your existing coverage to get a higher sum insured at a lower premium.
Coverage for unforeseen events like accidents resulting in disability, or untimely demise.
Covers expenses for room rent, surgical expenses, consultations, registration, etc.
60 days of pre-hospitalization, 90 days of post-hospitalization
Up to 380 day-care procedures.
Diagnostic and other lab test expenses are covered.
Prescribed medication is covered
Covers AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatments.
Ambulance expenses covered in case of hospitalization.
Expenses for treating life threatening diseases are covered.
Improvement in one’s appearance does not qualify as a medical condition.
No coverage for natural occurrences like pregnancy or childbirth.
Any self-inflicted injuries are typically not covered
No coverage for injuries suffered due to adventure sport, war, nuclear explosion
Based on 1841 reviews
Hassle-free claim process for my medical bills.
I like the features offered by IFFCO Tokio.
Robust coverage options and hassle-free enrollment process
While researching for critital illness insurance policies online, I came across Iffco Tokio. After going through both policies in detail, I realised that these policies are good and completely apt for my needs.
Had no problem while renewing my family Health Insurance policy.
Simply amazing. Keep it up.
There are two ways to make claims on your health insurance plan: Cashless and Reimbursement. Here's how each method works:
After receiving treatment and paying your hospital bills, apply for reimbursement. Submit your claim documents to our local office address after calling our toll-free number at 1800 103 5499 within 7 days of discharge.
Get cashless treatment at one of our network hospitals. The cashless claim process involves three simple steps:
Duly filled claim form with your signature and a valid ID.
Doctor's prescription for hospitalization, tests, and medications.
Original pharmacy bills, ambulance receipts, discharge summary slips.
Any other documents that we may require for your claim adjudication
Get Cashless Treatments in 7000+ Network Hospitals
Get Cashless Treatments in 7000+ Network Hospitals
You can easily buy or renew your health insurance plan from anywhere.
Once you make the payment online, your policy gets renewed instantly.
Access your health insurance policy within minutes after making the payment online.
You can use our online portal to purchase or renew a policy anytime during the day or night.
You can buy or renew your health insurance policy with minimum effort.
No paperwork is required as the policy documents are mailed to you directly.
Make payments through secure payment via credit card, debit card, UPI, or net banking.
With minimal steps involved in buying or renewing policy online saves significant effort of yours.
With no third-parties involved in the journey, you save money on commission.
Disclaimer- Please note that the Tax benefits are as per the current tax laws prevailing in the country and may changes subject to tax laws. it is advisable to reconfirm the same with your tax consultant. This is independent of your health insurance premium value.
