Health Insurance Plans
Buy/Renew Health Insurance Plans Online
Buy/Renew Health Insurance Plans Online
Get Cashless Treatments in 7000+ Network Hospitals
Are you wondering how a health insurance plan will benefit you? Here are a few reasons for needing a health insurance plan in India:
Comprehensive Coverage
From routine check-ups to critical illnesses, we've got you covered. Our plans include hospitalization, surgeries, daycare procedures, and more, ensuring holistic healthcare.
Quality Healthcare
Get access to quality medical amenities without worrying about the rising cost of treatment. With a good health insurance plan, you can simply focus on your health and worry less about hospital bills.
Financial Security
A health insurance plan helps you manage sudden expenses that may arise due to medical emergencies leading to hospitalization, surgeries, or other treatment costs and keeps your budget intact.
Provide Access to Cashless Treatment
Say goodbye to upfront payments. Our cashless network allows you to focus on recovery while we handle the billing. Enjoy seamless treatment at any network hospital.
Coverage for Lifestyle Diseases
Today's health challenges require modern solutions. Our health insurance plans often cover lifestyle diseases like diabetes, hypertension, and obesity, helping you manage these conditions effectively.
Tax Benefit
You can avail of tax deductions of up to ₹ 1,00,000 on health insurance premiums under Section 80D of the Income Tax Act.
Peace of Mind
Health is indeed the biggest wealth in this world, and securing it with the right means gives you comfort. With a good health insurance plan, you free yourself from the financial burden and worries of rising medical costs and avail yourself of quality healthcare services.
Wellness Benefits
You also get to enjoy the other perks that come bundled with your health insurance plan, like telehealth consultations, yoga sessions, diet management, e-pharmacy, etc.
Buy/Renew Health Insurance Plans Online
We understand that every individual’s health insurance needs differ, and at IFFCO Tokio we try our best to cater to your specific needs with our various health insurance plans-
With IFFCO Tokio as your insurance partner, you get-
Comprehensive Health Coverage
Wellness Benefits
Valuable Add-ons
Instant Quotes
Swift Policy Issuance
Quick Claim Settlement
Our customers have rated us
Based on 1709 reviews
Hassle-free claim process for my medical bills.
I like the features offered by IFFCO Tokio.
While researching for critital illness insurance policies online, I came across Iffco Tokio. After going through both policies in detail, I realised that these policies are good and completely apt for my needs.
Robust coverage options and hassle-free enrollment process
Simply amazing. Keep it up.
Had no problem while renewing my family health insurance policy.
| Health Insurance Features | Benefits |
|---|---|
| Sum Insured (INR) | Up to 1 Crore |
| Network Hospitals | 7,000+ Across India |
| Pre-Hospitalization | Usually 60 Days |
| Post-Hospitalization | Usually 90 Days |
| Ambulance Expenses | Covered |
| Coverage for Accidents | From Day 1 |
| Tax Benefit | Up to Rs. 1 Lakhs |
| Co-pay | Nil |
| Critical Illness | Covered |
| No medical test | Upto 60 years |
| Day Care Cover | 383 procedures covered |
| Online Renewal | Available |
| Wellness Benefits | Covered |
Hospitalization charges
Covers expenses for room rent, surgical expenses, consultations, registration, etc.
Pre and post-hospitalization
Expenses covered for pre-hospitalization (up to 60 days) and post-hospitalization (up to 90 days).
Day-care procedure
Coverage for up to 380 day-care procedures.
Laboratory services
Diagnostic and other lab test expenses are covered.
Prescription medicines
Expenses for prescribed medication is covered under the health insurance plan.
AYUSH treatment
Health Insurance covers AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatments.
Ambulance charges
Ambulance expenses covered in case of hospitalization.
Critical illness
Critical Illness expenses are covered by a health insurance plan.
Buy/Renew Health Insurance Plans Online
Room Rent Waiver- You can get a hospital room as per your preference, with no capping on room rent.
Critical Illness- You can get the reimbursement for cost of towing or arrangement of towing services with this add-on.
Consumables- Any treatment essentials, like gloves, syringes, masks, etc., can be covered with this add-on.
Wellness Benefit- Avail valuable benefits like free teleconsultations, discount services, and rewards along with discounts on renewal.
Buy/Renew Health Insurance Plans Online
Cosmetic or Obesity treatment
Any treatment that aims to improve one’s appearance does not qualify as a medical condition and hence is not covered under any health insurance plan.
Pregnancy-related conditions
Pregnancy or childbirth are natural occurrences so they are not covered under your health insurance plan.
Injuries caused due to self-harm or suicide attempt
Any self-inflicted injuries are typically not covered by health insurance.
Injuries suffered due to adventure sport, war, nuclear explosion
All such activities are outside the scope of health insurance.
There are two ways to make claims on your health insurance plan : cashless or reimbursement. Here's how each method works :
After receiving treatment and paying your hospital bills, apply for reimbursement. Submit your claim documents to our local office address after calling our toll-free number at 1800 103 5499 within 7 days of discharge.
Get cashless treatment at one of our network hospitals. The cashless claim process involves three simple steps :
Buy/Renew Health Insurance Plans Online
Buy/Renew Health Insurance Plans Online
If you want to buy health insurance, there are certain things you should consider before making your purchase. These include:
To be eligible to purchase a health insurance plan in India, you must consider the following factors:
Age
Generally, the age to purchase a health insurance plan in India is between 18 and 60 years old.
Nationality
Currently, IFFCO Tokio covers Indian nationals residing in India only.
Health Status
Your medical history is very much considered to assess any pre-existing conditions or other health risks.
Lifestyle
Any lifestyle pattern that may affect your well-being, like smoking or alcoholism, may affect your eligibility as well as the premium of your health insurance plan.
Occupation
If you are engaged in a high-risk activity, there might be some special eligibility criteria to ascertain the level of risk and provide you with a plan with maximum protection.
Buy/Renew Health Insurance Plans Online
Convenient
Easily buy or renew your health insurance plan from wherever you like. All you need is an internet connection, and you are good to go.
Quick Renewal
As soon as you make the payment online, you will get your policy documents mailed to you.
Instant Policy
You get access to your health insurance policy within minutes after making the payment online.
Available 24*7
Irrespective of our business hours, you can use our online portal to purchase or renew a policy anytime during the day or night.
Simple Process
With our user-friendly interface, you can buy or renew your health insurance policy with minimum effort.
Zero Paperwork
Since the policy documents are mailed to you directly, no paperwork is required.
Secure Payment
You can make payments through secure payment via credit card, debit card, UPI, or net banking.
Save Effort
With minimal steps involved in buying or renewing policy online saves significant effort of yours.
Save money
With no third-parties involved in the journey, you save money on commission and enjoy discounted premiums.
A health insurance policy protects you against any unforeseen circumstances. You can buy a policy from our website. Buying a health insurance policy from our website is a very simple process! Once you have decided to buy a health insurance policy, follow these easy steps to proceed forward:
Buy/Renew Health Insurance Plans Online
Buy/Renew Health Insurance Plans Online
Buy/Renew Health Insurance Plans Online
Hospital Bills
Doctor’s consultation fees
Cost of medicines
Surgeries
Preventive Medical Checkup
With a medical insurance plan, you will either be reimbursed for the medical expenses you have incurred or the insurance provider will directly pay your hospital/care provider on your behalf.
It's important to note that health insurance plans may have limitations, such as exclusions for pre-existing conditions or certain treatments.
Choose Official website of IFFCO Tokio
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Get Cashless Treatments in 7000+ Network Hospitals
Disclaimer- Please note that the Tax benefits are as per the current tax laws prevailing in the country and may changes subject to tax laws. it is advisable to reconfirm the same with your tax consultant. This is independent of your health insurance premium value.
