Bankers Blanket Insurance

Comprehensive coverage for banks and other financial institutions

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Bankers Blanket Insurance From IFFCO-Tokio

IFFCO-Tokio's bankers’ indemnity policy is available to protect bankers against loss.

That a proper statutory audit is carried out periodically.

In case of loss, we have full rights to examine your books.

All moneys payable to the guilty employee shall be ours to recover / the claim shall be reduced to the extent.

It excludes war and nuclear group of perils.

The policy excludes acts of God perils like Earthquake, storm, or other convulsions of nature.

It excludes the negligent act of employee or wrongful act of director.

The policy does not cover trading losses.

The policy excludes if there is any manipulation of Electronic Data.

Financial institutes and other organizations may opt for bankers indemnity insurance to safeguard in the following instances:

Of money or securities belonging or held in trust by you on your premises by fire, riot and strike, burglary and housebreaking, theft, robbery or hold up.
In transit (your financial Instruments and money being misappropriated by negligence or fraud of your employees).
By forging or alteration (by way of bogus financial instruments being used for collecting payments).
By dishonesty (of your employees resulting in pecuniary loss).
Of hypothecated goods under your control as a result of fraud and dishonesty of your employees.
By registered postal sending (robbery theft while indirect transit).
By appraisers and Janta Agents (by infidelity).