Skoda Car Insurance
Buy/Renew Skoda Car Insurance Policy Online
Skoda Auto India is a subsidiary of the Czech automaker Skoda Auto and a part of the Volkswagen Group. It currently heads the Skoda Auto Volkswagen India Private Limited (SAVWIPL) parent brand in India. Skoda offers a range of premium SUVs and sedans in India, including the Kylaq, Slavia, Kushaq, Superb, and Kodiaq. The company has been focusing on expanding its presence in the Indian market by introducing new models and technologies, as well as strengthening its dealer network.
1Third-Party Liabilities: Covers damages or injuries caused to third parties and meets legal requirements.
2Personal Accident Cover: Provides financial protection for the car owner in case of accidents.
3Financial Security: Offers support for repair costs in the event of accidents or mishaps.
4Legal Compliance: Mandatory under the Motor Vehicles Act.
5Comprehensive Vehicle Protection: Safeguards your car against accidents, theft, and natural disasters, covering repair or replacement costs.
Our Skoda car insurance policy offers comprehensive coverage, including:
Damages and losses that may arise out of collisions & accidents.
Coverage against losses incurred when your car is stolen.
Damages and losses caused to due to an accidental fire.
Damages and losses due to acts of nature such as floods, cyclones, etc.
Get compensation up to Rs. 15 lakhs in case accident leads to death or disability of the owner.
Pays for property damages and injuries caused by your car.
While our Skoda car insurance policy provides comprehensive coverage, certain exclusions apply:
Regular Wear and Tear: Day-to-day wear and tear or damage due to ordinary use over time is not covered. Electrical and Mechanical Breakdown: Issues like engine problems, dead batteries, or gearbox malfunctions are excluded unless covered under specific add-ons. Drunk Driving: Accidents or damages caused while driving under the influence of alcohol, drugs, or other intoxicants are not covered. Illegal Activities: Damages sustained while the car is used for any illegal activity or purpose are excluded. Over-Speeding and Racing: Damages caused by participation in racing, speed testing, or similar activities are not covered. Unauthorized Use: Damages caused when the car is driven by an unlicensed or unauthorized driver or used for purposes not permitted by the policy are excluded.It’s important for Skoda car owners to carefully review the policy document to understand the full list of exclusions and ensure adequate coverage.
Ensures maximum reimbursement for repair costs without any deduction for depreciation.
Provides emergency services like towing, battery jump-start, flat tire assistance, and fuel delivery.
Covers repair costs for engine damages caused by water ingression, mechanical breakdowns, or other unexpected issues.
Covers the cost of essential consumables like lubricants, engine oil, and coolant used during repairs.
Reimburses the cost of replacing keys and locksmith charges, reducing inconvenience and expense.
Covers the cost of tyre repair or replacement as per the requirement.
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