Honda Car Insurance

Exclusions: What’s Not Covered by Our Honda Car Insurance Policy?

While our Honda car insurance policy provides comprehensive coverage, certain exclusions apply:

• Regular Wear and Tear: Day-to-day wear and tear or damage due to ordinary use over time is not covered.
•  Electrical and Mechanical Breakdown: Issues like engine problems, dead batteries, or gearbox malfunctions are excluded unless covered under specific add-ons.
•  Drunk Driving: Accidents or damages caused while driving under the influence of alcohol, drugs, or other intoxicants are not covered.
•  Illegal Activities: Damages sustained while the car is used for any illegal activity or purpose are excluded.
•  Over-Speeding and Racing: Damages caused by participation in racing, speed testing, or similar activities are not covered.
•  Unauthorized Use: Damages caused when the car is driven by an unlicensed or unauthorized driver or used for purposes not permitted by the policy are excluded.

It’s important for Honda car owners to carefully review the policy document to understand the full list of exclusions and ensure adequate coverage.

How to Raise a Cashless Claim for Car Insurance

Gain cashless claim settlement at one of our network garages. The cashless claim process involves three simple steps:

• Intimate - Intimate your claim by any of the method suggested above.

• Survey - Upload documents & photographs of the damage caused to your car.

• Claim Settlement - Claim settlement directly with you or network garage.